Maximize Retirement with Miami Reverse Mortgages

Miami’s vibrant real estate market offers unique opportunities for seniors to transform their golden years through reverse mortgages. This financial tool provides accessibility to home equity without the burden of monthly payments, potentially easing tax obligations and homeowner association fees. With years of experience, mortgage professionals can guide you through the refinance process, unlocking the hidden potential in your property. In this article, we’ll explore how reverse mortgages can revolutionize retirement for Miami residents, providing financial freedom and peace of mind.

How Miami Residents Can Benefit From Reverse Mortgages

a senior couple sitting at a table with a financial advisor in a bright and modern office overlooking the miami skyline.

As a Miami resident, you may find reverse mortgages to be a valuable financial tool for your retirement years. These unique loans allow you to tap into your home’s equity without the burden of monthly mortgage payments. By working with a reputable lender, you can explore options for refinancing your primary residence and compare rates to secure the best deal. Understanding the basics of reverse mortgages and the eligibility criteria for Miami homeowners is crucial before you, as the potential debtor, make this significant financial decision.

Understanding the Basics of Reverse Mortgages

Reverse mortgages offer a unique financial solution for Miami homeowners aged 62 and older, allowing you to convert your home equity into tax-free income. As a consumer, you’ll find that these loans are subject to strict financial regulation, ensuring your protection throughout the process. You’ll retain ownership of your property while receiving funds, but remember that you’re still responsible for property taxes, insurance, and maintenance costs. The interest on your reverse mortgage accumulates over time, making it essential to view this option as a long-term financial strategy rather than a short-term investment.

Eligibility Criteria for Miami Homeowners

As a Miami homeowner, you must meet specific criteria to qualify for a reverse mortgage. You should be at least 62 years old, own your home outright or have substantial equity, and use the property as your primary residence. Mortgage lenders will assess your financial situation, including your income, assets, and credit history, to determine your eligibility and reverse mortgage rates. Remember, you’ll need to maintain your property, pay taxes, and keep up with insurance payments to remain in good standing with your reverse mortgage.

Navigating the Financial Freedom With a Reverse Mortgage

a couple discussing their financial future with a financial advisor in a cozy living room.

Reverse mortgages offer Miami residents a unique opportunity to leverage their home equity for financial freedom during retirement. By tapping into this valuable asset, you can fund your retirement plans without the burden of monthly mortgage payments. The process of applying for a reverse mortgage in Miami involves careful consideration and expert guidance. As you explore this option, it’s crucial to understand how it fits into your broader financial services strategy, including insurance and potential impacts on commercial mortgage opportunities. While reverse mortgages are primarily associated with residential properties, the principles of leveraging equity can also apply to commercial real estate investments. Keep in mind that regulations may vary by state, so what applies in North Carolina might differ in Florida. Working with a knowledgeable finance professional can help you navigate the complexities and make informed decisions about your financial future.

Using Equity to Fund Your Retirement Plans

As a Miami homeowner, you can leverage your home equity to fund your retirement plans through a reverse mortgage. This financial tool, offered by institutions like Mutual of Omaha and backed by the United States Department of Agriculture, allows you to access a portion of your home’s value as a lump sum, line of credit, or regular payments. By tapping into this resource, you can supplement your retirement income without relying on credit cards or depleting your savings.

The Process of Applying for a Reverse Mortgage in Miami

Applying for a reverse mortgage in Miami involves several key steps, requiring your understanding of various options like jumbo reverse mortgages and proprietary reverse mortgage products. You’ll begin by consulting with a Federal Housing Administration-approved lender who can guide you through the process and help determine if a reverse mortgage or a traditional home equity loan better suits your needs. The application process typically includes:

Initial counseling session with a HUD-approved counselor
Property appraisal to determine your home’s value
Financial assessment to verify your ability to pay property taxes and insurance
Loan application submission and underwriting
Closing and fund disbursement

The Hidden Gems of Opting for a Reverse Mortgage in Miami

a senior couple enjoying a luxurious lifestyle in miami after unlocking the hidden advantages of a reverse mortgage.

Unlocking the hidden advantages of reverse mortgages in Miami can transform your retirement experience. Beyond the obvious financial benefits, these loans offer unique opportunities that align with Miami’s vibrant lifestyle. By leveraging your home equity, you can access money without incurring additional debt, potentially reducing fees associated with traditional borrowing. Understanding the intricacies of reverse mortgage laws and how they interact with local regulations can reveal significant tax advantages. As you explore this option, it’s crucial to work with a licensed professional who can guide you through the process, ensuring you make the most of this financial tool while staying compliant with relevant legislation.

Enjoying Miami‘s Lifestyle Without Financial Worry

Reverse mortgages can enable you to enjoy Miami’s vibrant lifestyle without financial worry, improving your cash flow and eliminating the need for a monthly mortgage payment. This home loan option allows you to tap into your property’s equity, potentially freeing up funds for leisure activities, travel, or maintaining your desired standard of living. Unlike traditional loans that require regular bank statements and income verification, reverse mortgages in Miami offer a unique opportunity to leverage your home’s value, regardless of whether you’re from Florida or New Jersey.

Tax Implications and How They Work in Your Favor

As a Miami homeowner, you’ll find that reverse mortgages offer unique tax advantages. The funds you receive from a reverse mortgage are considered loan proceeds, not income, making them tax-free. This can help you maintain your property’s market value without increasing your tax burden, a benefit that may catch the attention of your real estate agent during marketing efforts. By leveraging these tax implications, you can effectively manage your finances while enjoying the benefits of your home equity.

Case Studies – Success Stories From Miami Residents

a group of happy miami residents discussing their successful experiences with reverse mortgages.

Discover how Miami residents have leveraged reverse mortgages as a powerful wealth management tool, transforming their retirements and enhancing their financial security. These real-life success stories showcase the tangible benefits of tapping into home equity, illustrating how this financial strategy can positively impact your golden years. From Jane’s remarkable retirement transformation to Mike’s journey towards financial stability, these case studies highlight the potential of reverse mortgages to empower you within your community and redefine your retirement experience.

How Jane Transformed Her Retirement With a Reverse Mortgage

Jane, a 68-year-old Miami resident, transformed her retirement by embracing the American dream through a reverse mortgage. Working with a trusted mortgage lender, she explored jumbo mortgage options to maximize her home’s equity. This financial move allowed Jane to not only maintain her primary residence but also invest in a small commercial property in Miami, diversifying her retirement portfolio. Her success story illustrates how reverse mortgages can unlock new opportunities for retirees:

Eliminated monthly mortgage payments
Accessed tax-free funds for investments
Maintained ownership of her Miami home
Expanded her financial portfolio
Improved overall quality of life in retirement

Mike’s Journey to Financial Security With His Home’s Equity

Mike, a 70-year-old Miami resident, embarked on a journey to financial security by tapping into his home’s equity through a reverse mortgage loan. Unlike traditional mortgages in California, Mike’s reverse mortgage didn’t require monthly payments, allowing him to receive a lump sum that he strategically invested in the stock market. This decision not only provided him with additional income but also covered his mortgage insurance, ensuring long-term financial stability. Mike’s success story demonstrates how reverse mortgages can be a powerful tool for retirees in Miami:

Eliminated financial stress by removing monthly mortgage payments
Invested wisely in diverse market opportunities
Secured additional income for retirement expenses
Maintained homeownership while accessing equity
Improved overall quality of life and peace of mind

Why Reverse Mortgages in Miami Are a Smart Choice

a homeowner in miami meeting with a reverse mortgage specialist in their modern living room.

As a Miami homeowner, you’re uniquely positioned to benefit from reverse mortgages due to the city’s robust real estate market and favorable economic conditions. Unlike a second mortgage, a reverse mortgage allows you to tap into your home’s equity without the burden of monthly payments. Working with a qualified reverse mortgage specialist can help you navigate the complex landscape of this financial tool, potentially safeguarding your home from foreclosure and securing your financial future. Reputable reverse mortgage lenders and experienced mortgage loan originators in Miami can provide tailored solutions that align with your specific needs and goals. Let’s explore why reverse mortgages are gaining traction in Miami and how industry experts view their long-term viability as a financial strategy for retirees.

The Local Market Trends Supporting Reverse Mortgages

Miami’s thriving real estate market supports the growing popularity of reverse mortgages among homeowners. As property values continue to appreciate, you can tap into your home’s equity without resorting to cash out refinancing or traditional loans. This trend isn’t limited to Florida; even in states like Virginia, reverse mortgages are gaining traction among veterans and retirees looking to maximize their financial resources. By leveraging your home’s value through a reverse mortgage, you can access cash for various needs while maintaining ownership of your property.

Expert Opinions on the Longevity of Such Financial Decisions

Financial experts and economists consistently view reverse mortgages as a viable long-term strategy for Miami homeowners. Using a reverse mortgage calculator, you can estimate the potential benefits and compare them with your retirement goals. Experts emphasize the importance of understanding the interest rate and its impact on your home equity over time. Before making a decision, seek consent from family members and consult with a reverse mortgage expert to ensure this financial tool aligns with your long-term plans.

Reverse Mortgage in Miami Fl

Reverse mortgages offer Miami residents aged 62 and older a powerful tool to transform their retirement years by tapping into their home’s equity without monthly mortgage payments. This financial strategy allows you to fund your retirement plans, enjoy Miami’s vibrant lifestyle, and potentially benefit from tax advantages while maintaining ownership of your property. Success stories from Miami residents like Jane and Mike demonstrate how reverse mortgages can unlock new opportunities, improve financial security, and enhance overall quality of life in retirement. By understanding local market trends and consulting with qualified professionals, you can make informed decisions about leveraging your home’s equity to secure a more comfortable and financially stable future in your golden years. Please give us a call at (786) 220-1100 to schedule your mortgage consultation.

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Lending Bankers Mortgage

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Melanie T.

15:03 16 Aug 24

I had the pleasure to work with Danny Perez. He was very professional and made my mortgage application process as smooth as possible. Thank you again Danny for all the hard work you put in to helping me get my investment property done. You are amazing at what you do😊

Julian V.

16:47 01 Aug 24

My boss referred me to Lending Bankers due to his past outstanding experiences with them. My process for refinancing was difficult and long, Gabriel did a fabulous job by selecting different banks and when one was chosen he really made it happen. Together with David Otero they even spoke to the bank president. I truly recommend them.

Adrián B.

21:51 22 Jul 24

David Otero and Gabriel from Lending Bankers are the best!!!! Super easy to work with and very professional. They are always available to answer any questions, and they have open lines of communication throughout the entire process no matter the time they always answer. The loan process was painless and fast! Thank you very much for all your work and for your excellent service.

José P.

22:14 10 Jul 24

Genial empresa , gente muy comprometida con ayudar a el cliente , súper amable y siempre viendo como se den las cosas de la manera más rápida y correcta !David y Gabriel en especial me acompañaron en todo el proceso y básicamente lo hicieron ellos !!

Angel Vivas V.

00:30 25 Jun 24

Excelente Equipo.. reconocimiento para todo el equipo de trabajo liderado por Juan Grieben.. son Excelentes.. Profesionales y Eficientes. En nuestro caso entre otras situaciones disponiamos de tiempos muy ajustados. Nos comunicamos permanentemente durante el proceso de evaluación y nuestro objetivo fue logrado a tiempo con una muy clara propuesta económica desde el primer momento.. Estamos muy agradecidos y satisfechos.. 100% recomendables..

Marisol M.

21:18 24 Jun 24

Juan Grieben es fabuloso ! Pudo resolver un préstamo con condiciones excelentes en pocos días !

Javier R.

15:27 18 May 24

Conozco a Juan G. desde la universidad, y su dedicación como profesional siempre fue estupenda. Su profundo conocimiento del mercado, atención al detalle y enfoque centrado en el cliente hacen que trabajar con él sea una experiencia excepcional. Siempre brinda asesoramiento honesto y soluciones a medida. Gracias David y Juan por la experiencia con ustedes.

Jessie O.

02:44 17 May 24

My new found brother in arms, BRICKELL BRUCE!!! He really stepped to bat for our commercial acquisition. A finance broker is defined by their creativity and understanding of opportunity. They're the one selling the deal. We know he also has the ability to provide creative business financing for our commercial tenants as well. The man does it ALL and we're looking forward to working together again soon.Lending Bankers as a company seems to gel very well; I had the pleasure of speaking with CEO Mr. David Otero. Great guy and unbelievably knowledgeable with real estate finance. They offer residential mortgages as well. But personally, as someone who is constantly using private funding, I'm truly impressed by their knowledge of Fix & Flip and Bridge Loans.

CAL C.

02:22 17 May 24

The Superior customer service, and know how by Danny Perez is impressive and why he has such a great reputation.. Effective and convenient don’t look anywhere else.. Thank you so much !!!⭐️⭐️⭐️⭐️⭐️

Afshan K.

00:02 17 May 24

Danny Perez was wonderful,he helped me navigate all the complexities of the mortgage approval process and helped me close the loan in a timely fashionI was impressed by his hard work perseverance and dedicationI recommend him wholeheartedly and look forward to doing more deals

Cristhian B.

20:17 30 Apr 24

These guys are pros and know what they are doing. They made something hard look easy. Thanks Rodrigo and David, I appreciate your help!

Bianca A.

19:42 30 Apr 24

After having a hard time getting prequalified I’m glad I came across Rodrigo who asked all the right questions the other reps were missing. Seems like in this business it’s important for bankers to think outside to box. Thanks Rodrigo and David!! You made it happen

isabel O.

04:43 28 Apr 24

Thank you Pamela and David for all the help on financing my vacation home in Florida, great communication and excellent terms, I will send business your way guys.

21:19 24 Apr 24

Danny Perez is the absolute best. We needed our approval letter and everything very quickly to put an offer on a house, and Danny got it to us so quickly. BEST EVER!

Marisol

15:56 24 Apr 24

Siempre es un verdadero placer trabajar con este gran equipo, especialmente con Gabriel y David Otero . Profesionales, atentos, diligentes y siempre disponibles para sus clientes. Siempre los recomiendo para cualquiera que tengas necesidad de buscar un financiamiento.Como siempre, un placer enorme en trabajar juntos ❤️

Faridd E.

23:35 23 Apr 24

Muchas gracias a David Otero y Gabriel Corrente de Lending Bankers por su excelente atención y servicio para la obtención de mi servicios de prestamos, estoy súper agradecido con ustedes y son un excelente equipo.Saludos!

randol M.

18:25 23 Apr 24

A thank you to the excellent service provided by David Otero and Gabriel in obtaining my loan. Best regards

Victor P.

01:45 23 Apr 24

There’s no one else I’d recommend more than Katherine and David! Since our very first meeting they took the time to understand my financial situation and goals, provided amazing guidance on every step during the mortgage process. They were always available to answer my questions, making sure I felt confident and informed throughout the entire process no matter the time. Their attention to detail and dedication to their clients truly sets them apart. I couldn’t be more grateful for their help.

Roman K.

00:10 23 Apr 24

Danny Perez consistently goes above and beyond for his clients. His dedication to delivering exceptional service is evident in every interaction. I've referred him to friends and family without hesitation, and personally experienced the professionalism and expertise he brings to the table. He truly makes the experience painless and stays on top of you looking out for your best interest and goes to bat for you.Danny's commitment to his clients is unmatched, and I'm confident in recommending him to anyone in need of mortgage assistance. Thank you, Danny, for consistently exceeding expectations!

London

16:19 22 Apr 24

I want to thank David, Juan, and Gustavo for all their professionalism in handling business. Lending Bankers Mortgage is a very reliable broker to trust your investments!!!

Daniel S.

15:52 22 Apr 24

Two words: BRICKELL BRUCE!!! If you’re not working with him for your business and real estate loans…you need to. He makes life SOOO much easier. Thank you! Will be sending more business your way

dania Q.

14:31 22 Apr 24

I would like to thank Pamela and David at Lending Bankers Mortgage for their exceptional service in helping me find the right loan for my primary residence. Their expertise and dedication made the process smooth and stress-free. I highly recommend them for their amazing customer service and professionalism.Thank you, Pamela and David, for all your help!

Theo (T-Nice Personal T.

13:50 22 Apr 24

I would like to thank David and Pamela for helping our Family to get our second home in Sunny Isles Beach. We all tought it would be a complicated process to get financed but you guys communicated so well that we were able to understand every step, got to the closing table on time and really happy that it was an easy process. Again, thanks for everything and definitely will refer you guys to friends and family 🙂

Drew L.

23:23 26 Mar 24

Danny and his partners were exceptional collaborators, guiding me through a challenging refinancing process with unwavering support. Despite the project's difficulty in securing financing, their dedication and hard work ensured a perfect fit for my refinance. I enthusiastically endorse them and am already planning my next deal with them, just a month after closing the previous one.

Iban R.

01:09 07 Mar 24

La experiencia que tuve con Juan Grieben fue sumamente positiva. Desde el inicio, se mostró notablemente atento, brindando información detallada en cada etapa del proceso. Su actitud proactiva y su enfoque informativo hicieron que la gestión del préstamo fuera fluida y clara. Definitivamente, lo recomendaría por su profesionalismo y compromiso en brindar un servicio de calidad.

Jerry P.

17:58 07 Feb 24

I don’t know how else to put this… THESE people know ALL the moves. Over the many years I’ve been an accountant, I’ve worked with many mortgage brokers. This team is BY FAR, the BEST I’ve worked with.Bruce Davenport & David Otero really changed my outlook on what it is brokers do. I was able to get quick hard money for 2 projects in the same week. Phenomenal.

David O.

19:54 04 Feb 24

This was the best experience. Thank you for the excellent service!

Anthony Z.

12:01 08 Jan 24

Five Stars Miami Sunshine, All Thanks to Juan G. at Lending Bankers Mortgage!From pre-approval to closing day, Lending Bankers Mortgage was a dream come true, and the sunshine in that dream was Juan G.. This is not just a five-star review, it's a standing ovation for the exceptional service and guidance Juan provided throughout our entire home-buying journey.As foreign buyer, I was equal parts excited and terrified. Juan calmly and patiently walked me through every step, explaining complex terms in clear language and always taking the time to answer our endless questions. His knowledge of the mortgage landscape was impressive, and he offered tailored solutions that fit my unique needs and financial situation.Juan wasn't just a loan officer; he was our champion and cheerleader. He kept us informed every step of the way, celebrating our victories and reassuring me through any minor bumps. His proactive communication meant I never felt lost or in the dark, and he was always responsive and accessible, even after hours and on weekends.The entire Lending Bankers Mortgage team was fantastic, but Juan G. made the experience truly exceptional. He exceeded every expectation and turned the potentially stressful process of buying a home into a smooth, pleasant experience. We genuinely looked forward to each interaction with him, and his genuine enthusiasm for helping us achieve our dream was truly infectious.If you're looking for a mortgage lender who goes above and beyond, look no further than Lending Bankers Mortgage and ask for Juan G.. He's not just a mortgage expert; he's a home-buying hero!Thank you, Juan, for making dreams reality! You deserve all the stars in the sky and then some.Sincerely,A Happy customer (and lifelong friend of Juan G.!)P.S. If you're reading this David Otero, Lending Bankers Mortgage President, give Juan G. a raise! He's worth his weight in gold Thank you also David for supporting Juan G and getting this setup in good time for me!

Natalia A.

23:52 03 Jan 24

I am so happy with the assistance I received from Pamela Borrero throughout my mortgage process. Her expertise and dedication made the entire experience smooth and stress-free. If you're looking for someone reliable and efficient in the mortgage journey, I highly recommend her. Thank you for your support!

tjpaulino

17:41 29 Dec 23

I want to distinguish your agent Gabriel Corrientes, who deserve an A plus at your company. Gabriel was the pushing gas engine on my loan application and he made possible to close my case within the 14 days period. Thanks a lot Gabriel for all your assistance. Have a happy 2024.Also, my appreciation to Mr. David Otero, who from the beginning of negotiation, he and Mr. Gabriel introduce themselves and inspired me the trust to proceed with the loan.Yours,Tobias J. Paulino

Cristina M.

01:13 20 Dec 23

David , Gabriel and Nathaly gave me the requirements to save time even before passing the offer. They made a pre qualification so i knew already my capacity to borrow a property, also they offered me different programs that lenders have on market , and they chose the one that fixs my needs.Once pre approved the process for preparation the closing last just a few. The closing was very smooth all the funds came on time right 24 hours before. I really felt confidente and the Team worked fast, coordinated and accurate. I full recommend them.

karolina m

01:46 29 Nov 23

Lending Bankers Mortgage (Danny Perez and David Otero) was recommended by RPM Luxe Realty. From day one, Danny made me feel comfortable. I went through the pre-approval, approval, clearing to close, etc. processes with Danny figuratively holding my hand the entire time. There were times when I was literally crying because I was so frustrated and scared and Danny made me feel like everything would be okay. In general, I think RPM Luxe and Lending Bankers Mortgage make a great team. Danny is very relaxed and I’m not sure that he ever feels stressed, which is something unfamiliar to me. I think it’s because he has been doing this for quite some time.Additionally, Danny treats his clients like family. If anything is wrong, Danny takes it personally as though it was his own personal situation.If you are looking for 24/7 concierge service, Danny and David are your guys. After the Thanksgiving holiday, Danny was inflight and texting and emailing the entire time. I was grateful that American Airlines’ Wi-Fi was working so well.

jazmin C.

17:18 23 Oct 23

Rodrigo y David nos ayudaron de principio a fin y se aseguraron de contestar todas las preguntas que teníamos. Los recomiendo de corazón y volveremos a trabajar con ellos en la próxima casa que compremos.

Paula U.

21:40 17 Oct 23

Gracias Juan G y David por su asesoramiento y ayuda para poder concretar la compra de mi unidad! Todo fue muy simple y claro desde el comienzo.

Dorotea L.

15:04 17 Oct 23

Our experience with Danny Perez has been nothing short of PHENOMENAL. In a last-minute decision, we wanted to move our closing date up by two weeks, and Danny made it happen with absolute ease. The team is not only fantastic and responsive, but they also efficiently handle all queries and swiftly get everything organized. With Danny, what we anticipated to be a nerve-wracking experience turned out to be a breeze. A huge thank you to Danny and his team for their incredible assistance! We will undeniably come back for your top-notch services in the future!

Juan D. P.

14:28 17 Oct 23

Gracias Lending bankers por toda la ayuda, Excelente servicio y muy agradecido con David Otero y Gabriel quienes ayudaron a que todo el proceso fuera fácil y lograra la meta! 100% recomendados

Maurice

02:06 17 Oct 23

Thank you to David Otero and Gabriel Corriente for making the process as smooth as possible. I highly recommend working with them.

Leon Francois Properties L.

23:36 16 Oct 23

Everything was on schedule and on time. I highly recommend Dany he made our transaction as smooth as possible! Looking forward to working with Danny and the LB team again!

angela B.

16:42 16 Oct 23

Danny Perez was excellent, I highly recommended him.

Vanessa C.

16:33 16 Oct 23

I had the pleasure of working with Danny Perez. He is extremely helpful and professional. He answered all of questions throughout the process and made it so easy. Without hesitation, I would recommend their services to anyone seeking a mortgage professional.

Emmy R.

16:17 16 Oct 23

Danny was super helpful and easy to work with !

Juno P.

15:02 16 Oct 23

Danny Perez did a wonderful job with my clients and looking forward to working with again.

Obdulia S.

23:00 15 Oct 23

I am incredibly grateful to David Otero and Gabriel at Lending Bankers they have provided me with great assistance with my new mortgage. Their expertise, passion, and continuous support were critical in making the entire process run smoothly. They went above and above to ensure I understood every step and got the best possible offer. I definitely recommend David Otero and the team of Lending Bankers team to anyone in looking for a mortgage. Thank you so much for your exceptional service and professionalism throughout this process!

Paulina C.

00:14 16 Aug 23

I had the pleasure of working with Danny and David on a recent transaction. Their proactive approach, lightning-fast responses, and remarkable problem-solving abilities truly stood out. Without hesitation, I would recommend their services to anyone seeking a reliable and efficient mortgage professional.

Annia T

11:35 09 Aug 23

Lending Bankers is one of the Lending institutions you will not regret to work. All of them are very knowledgeable and helpful to make this stressful process better for their client. David Otero and Gabriel Corrente help me to find a good Mortgage for my transaction in 1 Week!! Amazing 👏!! Thanks a lot for all your assistance and for keep me posted in every step. I will recommend them 💯

Armando M.

14:09 08 Aug 23

Smooth process.Reliable.Assertive.Energy and intensity when it is needed.I will use them again for sure.

Alex D.

16:02 02 Aug 23

We called Danny one week before closing after our former lender backed out. From the jump Danny was on top of things and didn't stop until it was closed, even more, we closed a day early. Simply put, Danny can make it happen!

Michelle Coalla R.

18:29 01 Aug 23

Danny was great! Our client couldn't get funding from their lender last minute and Danny was able to close our client in less than a week! He really saved this deal. On top of that, he was so kind and always on top of everything to make sure we met the deadline.

Maximillian D.

17:59 01 Aug 23

Called Danny a week before closing and the man saved my deal and was professional all the way through can recommend

Jorge V.

21:00 27 Jul 23

GabrielTe estoy escribiendo para agradecerles con David por el trato que nos dieron en la ocasiónDel cierre de nuestra financiación para compra de departamento en el edificio Missoni BaiaNos sentimos muy a gusto les felicito y ojala mas adelante podamos hacer otro negocios.Muchas Gracias AbrazosJorge

Maria T.

21:03 22 Jul 23

Mariya and Gustavo are truly exceptional mortgage loan originators, and I cannot recommend them enough. Their commitment to providing top-notch service to their clients is second to none. Throughout my entire home buying process, they were patient, consistent, and always available to answer any questions I had. If you are looking for mortgage loan originators who are professional, knowledgeable, and simply the best, then look no further — they will not disappoint! Thanks so much again:)

Carlos R

18:52 20 Jul 23

Fantastic experience from Lending Bankers. From start to finish David and Rodrigo provided top notch service with their professionalism and attention to detail. 10/10!!!!

Andreina E.

00:06 20 Jul 23

Excellent and professional service, Danny and David have helped many of my clients obtain their home mortgages. I recommend them

Lucia Robles A.

13:52 17 Jul 23

David y Rodrigo nos dieron un servicio excepcional de principio a fin. Todo fue muy fácil y me sintieron sentir muy cómoda. Los recomiendo de corazón ya que son muy profesionales.

Luna A.

15:29 15 Jul 23

I would like to extend my sincere gratitude to Gustavo, Katherine and Mariya for the outstanding services they provided me during the purchase of my house. This is not the first time that Gustavo has assisted me in buying a property, and I can confidently say that he is an asset to the mortgage industry. His commitment to clients is truly remarkable. Despite the challenges that came up during the transaction, Gustavo and his team were always there to find quick solutions and work tirelessly towards a successful outcome. I have no hesitation in recommending them to anyone in need of a reliable mortgage professionals. Thank you!

jesus P.

14:11 10 Jul 23

Mariya & Gustavo, what I appreciate the most about you is your dedication to finding the best mortgage solution. Thank you for taking the time to understand my needs and goals, for working tirelessly, exploring all viable options until we've found the perfect fit. My sincerest gratitude to your expertise and knowledge, and yes! — we were able to secure an excellent interest rate, which ultimately led to a more favorable financial outcome for me.

One Luxury M.

19:16 06 Jul 23

I would highly recommend Pamela Borrero to anyone looking for a mortgage broker. Her expertise, professionalism and dedication to her clients make her a top choice in the industry. I am truly grateful for her assistance and the positive experience I had working with her.

Chris B.

19:10 05 Jul 23

Thank you guys for such a fast closing on the 2 acres I bought to develop my fourplex property. Nobody wanted to lend me the money without developer experience but you guys helped me partner up with the right GC that had all the necesary experience and now looking forward to the construction and the permanent loan after. Looking forward to many more developments in the near future.

Willy S.

19:45 04 Jul 23

Dear Lending Bankers team, I would like to thank you all for helping me purchase my multiunit investment property financing 85% of the purchase price with a great rate and record times, this was a very challenging transaction but you guys made miracles happen, will definitely recommend you to friends and family

Sam T.

02:51 04 Jul 23

David, thanks for helping me and my business partner acquire the space we needed. Your comparison analysis on payments, cash on cash returns and amazing fixed rate program helped us want to proceed on this deal and we're very happy we did. You are more than a financial advisor in the real estate arena, you have a great understanding on how to utilize real estate assets to build wealth and that's something I never before had help with. No realtor, or financial advisor I've encountered knew how to crunch the numbers and get the most value like you do. Forever gateful for your assistance and I will definitely refer my family and friends to you. Thanks again!

D A

16:44 03 Jul 23

As a foreign national taking on a mortgage for the first time in a different country, I felt apprehensive and concerned about navigating the process. However, my worries were alleviated thanks to the exceptional service provided by Gustavo and Mariya. Their in-depth knowledge of the mortgage industry, combined with their outstanding customer service, made my experience stress-free and seamless. I truly couldn't be more grateful for your guidance and expertise. Highly recommend - you guys are the best!

Duber B.

03:19 03 Jul 23

You guys always deliver, 4 years sending you all my clients and always finding a solution even to the most challenging cases, highly recommended to anyone looking for real professionals.

Alysia L.

23:46 28 Jun 23

I had an amazing and professional experience working with Mariya and Gustavo from Lending Bankers Mortgage! From the moment we began working together, they were very helpful and responsive to any questions or concerns my partner and myself had throughout our home buying experience. They are extremely knowledgable and made sure that we understood every step of the process so that we felt confident with our decisions. We were first time homebuyers (yes, we closed!), so it was great to have their support. We highly recommend them for anyone looking to finance in order to buy a home. Thanks to them and their team, we now have our amazing new home! Thank you Mariya and Gustavo!!

Ezequiel D.

04:16 28 Jun 23

Thanks Juan G. and David Otero for an excellent service. The loan process was very smooth and easy. They are in charge of my real estate portfolio. Highly recommended.

javier P.

17:50 27 Jun 23

I want to thank Danny Perez and David Otero for all their support, for their kindness and for being a great and very professional work team. Thanks for everything

G N

17:41 27 Jun 23

I would like to thank directly to Danny Perez and David Otero for their professionalism and support! It’s definitely a pleasure working with both of you, thanks again.

Gaetano Alessi J.

17:26 27 Jun 23

Im having an excellent experience working with Danny and his team! They’re helping me find and secure a mortgage that fits my budget. The staff is knowledgeable and responsive throughout the entire process, always answering my questions and addressing any concerns I have. They truly go above and beyond to ensure everything will go smoothly and I feel confident in my decision. I highly recommend them for anyone looking to buy a home or commercial property to secure financing. Looking forward to it, Thank You!

jessika P.

16:38 27 Jun 23

The best David Otero and Danny Pérez, reliable, safe and above all very efficient.

Michael L.

14:24 27 Jun 23

Amazing customer service attention to detail, highly recommend.

Manolo E.

13:20 27 Jun 23

Excellent service! Definitely will recommend Danny Perez and David otero to my friends and clients🙌🏼

Vladimir L. J.

13:04 27 Jun 23

I had the pleasure to work with Danny Perez and David Otero on my first real estate transaction. Let me tell you you I never felt more comfortable in my life until I rusted them to handle the mortgage of my property. They were super knowledgeable and easy to work with throughout the whole process from A to Z. I couldn’t be more grateful amd appreciated to them both. Thank you 🙏 for the amazing experience. You guys rock

Maz M.

13:00 27 Jun 23

Danny is incredible. Extremely passionate and gets the job done. Highly recommend him and his team.

Nicolas P.

12:59 27 Jun 23

Danny Perez and David Otero are great to trust and work 🔏😎

Idania B.

23:59 26 Jun 23

I owe a huge debt of gratitude to David Otero, Gabriel, and the entire Lending Bankers staff for their outstanding assistance and persistent focus during the loan application process. Although buying my first investment property in Miami as a foreigner looked intimidating, their knowledge and direction made the process easy. Their attention and expertise went above and beyond my expectations, ensuring that all of my concerns were swiftly addressed. In receiving the financing for my property, David's knowledge as a mortgage broker and Gabriel's assistance were crucial. They come highly recommended by me to anyone looking for a trustworthy business. I'd want to express my gratitude to David Otero, Gabriel, and the Lending Bankers team for realizing my dream of owning a Miami investment property.

Ybrahim G.

14:54 26 Jun 23

The great thing about working with Nathaly V and Gabriel was how they can LISTEN first to my needs and ideas, and then using their experience and network to provide me with multiple options, analysis, recommendations and save me TIME on the process of getting my investment property mortgage. Transparent and timely communication was impressive and how smooth the process was from beginning to closing. Fully recommended for getting a great deal and peace of mind in your investment.

gabriela V.

21:44 02 Jun 23

Gracias Juan Grieben!!! Me ayudaste desde el principio hasta el final a lograr el prestamo de construccion para mi empresa. Siempre fuiste muy claro y sincero. Eres ademas muy organizado y fue facil el camino con tu ayuda. Lending Bankers Mortgage es un aliado increible para mi y mi negocio.

Graciela R.

23:40 20 Apr 23

Durante todo el proceso, desde la evaluación inicial del caso hasta el cierre final, el apoyo recibido ha sido excelente. El trato ha sido profesional, siempre presentes para aclarar las dudas y obtener la guía necesaria para reunir con éxito los recaudos necesarios. Definitivamente Nathaly y Gabriel son los mejores en el área, altamente recomendados!

Melissa A.

14:35 01 Apr 23

Strong follow from the beginning with Danny Peréz was our agent plus David Otero focus in the other points on the transaction. Looking for to our next property deal. Thanks guys !

Luke F.

23:43 31 Mar 23

Danny has done a brilliant job. Hard working, always available and super efficient. Great experience and made the whole process super easy. Would reccomend!

Cheri S.

20:29 28 Mar 23

Working with Danny Perez was the best thing i could ever done. I am a widow and I was left to manage multiple properties when I lost my husband I had to use hard money lenders and my portfolio was really being drained by unfavorable loans. Danny perez fought to understand and manage ever aspect of my portfolio. I would text him at 5 am in the morning and on weekends he relentlessly facilitated my new mortgages. He is a man who lives by his word and fought to get me the lowest rates and safest mortgages as a family member would.I can’t speak highly enough about him. There are few lenders who would work the long and tedious tasks that he endured to help me.I hope one day I can repay him He is incredible in passion and his expertise is beyond any executive mortgage brokerCheri Surloff Phd Psyd

leslie R.

20:15 28 Mar 23

We had a great experience working with Danny Perez.He is very experienced in the negotiations and very meticulous with his paperwork.He can be reached 24/7 and never gives up until he has reached his goal. I look forward to working with Danny on many more investments.Absolute professional in everyway.RegardsLes. RANCE

Mauricio S.

21:45 28 Feb 23

Gabriel Corrente , de Lending Bankers , ha sido el profesional que hemos encontrado , desde nuestra llegada a los Estados Unidos, que mejor trato, mejor información, mejores opciones nos brindo durante nuestra financiación para la compra de vivienda. Como Latino , estamos acostumbrados a tener una relación cercana con quien nos va a dar o tramitar un crédito . Fuimos a muchos bancos y todos fueron muy impersonales , la diferencia estuvo en Gabriel Corrennte y Lending Bankers ya que nos llevo de la mano durante todo el proceso y nos dió la orientación necesaria para poder cumplir con todos y cada uno de los requisitos y tramite .Gracias Gabriel, Gracias Lending Bankers por se nuestro nuevos mejores amigos y asistente para créditos.MAURICIO Y MARIA DEL ROSARIO

Boris M.

14:45 24 Jan 23

Incredible, great opportunities, with Mr. Juan Grieben, if you want to buy a property, this is the right place

Franki Luis Reyes N.

16:18 19 Jan 23

Son muy eficientes y buenas trabajadoras Ana, Maria y Claudia

Marieva L.

15:11 19 Jan 23

Efficiency and responsibility. Ana, Claudia y María they advise the client very well.

ESTEFANY G.

Un explendido y excelente servicio de Ana, María y Claudia

michell N.

15:05 19 Jan 23

Excelente servicio y atención de parte de claudia, Ana y Maria

MULTY I.

15:01 19 Jan 23

EXTRAORDINARIO TRABAJO , ATENCION Y DEDICACIÓN A CADA EXPEDIENTE Y CASO . MUCHAS FELICITACIONES. ANA, MARIA Y CLAUDIA

yris H.

15:00 19 Jan 23

Excelente atención, de Claudia,Ana y María .

angelica R.

14:11 06 Dec 22

La eficiencia y calidad de servicio fue Excelente, hasta superar nuestras expectativas! El equipo competente y profesional de Ana, Maria y Claudia nos hicieron sentir siempre en confianza y seguros!

Orangel B.

23:46 03 Dec 22

Llegando de Colombia tuve la suerte de contar con el apoyo de Ana, Claudia y Maria. Excelente Feedback e increíble la velocidad con la que me atendieron todos mis requerimientos.Profesionales con un servicio de 5 estrellas.

Daniela L.

20:06 02 Dec 22

Gracias a Ana, Claudia y María son muy profesionales y eficientes, además que el trato es otro nivel, súper personalizado y amable. Las recomiendo cien por ciento!!

alfonsoRon V.

20:46 29 Nov 22

I never thought that I will found in one place the services that I need for my mortgage, and the property that I was looking for. Ana, Claudia and María the three of them, make the perfect team.

María de los Angeles C.

20:59 27 Nov 22

I loved the service offered by Claudia, Ana and Maria, they were recommended to me because I was looking to buy a vacation home to visit family that I have over there, and the result was better than expected, the best team, keep up the good work Girls!!!

Ricardo M.

21:41 24 Nov 22

I love the time and efford that Ana, Maria and Claudia, put to help me find the right property invesment suited for me, they were very quick and avaliable all the time for any issues or concern that I had about it, if you need any advice or help with a property this is the team you need to chose, excelent job !!!!!

Juan Sebastian P.

18:54 10 Nov 22

I would like to take this opportunity to thank Mariya and Gustavo for their help in purchasing my investment properties. They were both very supportive during the process, providing me with advice and guidance when I needed it. They also went above and beyond to make sure that everything went smoothly, and I am extremely grateful for their efforts. I would highly recommend their services to anyone who is looking to purchase a property, and I sincerely thank you guys for help. You are AWESOME!!!

Manuel M.

12:14 09 Nov 22

For me, the most important thing in the provision of a service is the availability to listen and understand what one wants, to quickly propose the different alternatives to what one is looking for and the clear support in the legal management to obtain the property, all of these qualities, they have: Ana, Claudia and Maria.They are an excellent team!

Aurora L.

11:24 02 Nov 22

Thank you, Ana, Claudia and Maria. Excellent care and very professional.They helped me at all times in the process of searching for and obtaining the mortgage for my new home. I recommend them, they answer all your questions and are pending at all times.

Josh D.

20:47 31 Oct 22

Great service!! Made it happen fast and at a great rate. Will surely work with Claudia again!

Sadhana S.

21:17 17 Oct 22

They are the best team. Working with Claudia, María and Ana has been a blessing experience. They are not only very professional, knowledgeable and efficient but the way the treat you at a personal level make this a very easy and relax process. I highly recommend them .

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