VA Loans

For the brave men and women who have served our country, VA loans in Miami provide an opportunity to finance a home simply and affordably. Insured by the Department of Veterans Affairs (VA), these loans are packed with competitive features like zero down payment and no prepayment penalties.

Here Is What You Can Do with a VA Loan in Miami

Purchase a home

Build or upgrade a home

Refinance an existing VA loan

through the Interest Rate Reduction Refinance Loan (IRRRL) program.

Benefits of VA Loans in Miami

Homebuyers who are eligible for VA loans can look forward to the following advantages:

  • Zero down payment
  • Easy credit qualifications. Lenders are able to take on riskier buyers since the loan is backed by the VA. Buyers who might be turned away for conventional loans may be approved for a VA loan.
  • Competitive interest rates. You can choose either a fixed or adjustable rate mortgage and save money over many conventional loan offers.
  • You have the option of paying off your mortgage early without being penalized.
  • You do not need to purchase private mortgage insurance (PMI). That can translate to long-term monthly savings.
  • There are low caps on closing costs with most buyers paying no more than 1-3%. In some cases, closing costs may not apply.
  • Funding fees are waived for disabled service members.

Many people who cannot afford or qualify for a conventional loan are able to make their housing dreams come true through a VA loan.

VA Loans in Miami

Are You Eligible for a Miami VA Loan?

VA loans are available for:

  • Active duty service members. This includes members not only of the core branches, but also the National Guard and Reserve.
  • Veterans.
  • Surviving spouses.

Let Lending Bankers Mortgage Help You Apply for a VA Loan in Miami

As one of South Florida’s top mortgage companies, we partner with numerous VA loan lenders in Miami. We can help you move into a new home with zero down payment, competitive interest rates, and favorable loan terms. Please call (786) 220-1100 today to find out if you are eligible for the VA loan program!

Juan Rodriguez
Juan R.
13:34 24 Nov 21
Thanks to Lending Bankers, I was able to close my first real estate deal while being 100% outside of the US.!!Given their expertise and high level standards, we managed to close a deal that seemed... impossible at the beginning. Working during very limited hours (EU+US) and being outside the US never represented a barrier for them.Eyes closed and hands down I personally recommend Lending Bankers as a trusted partner for residential loans!Ana (a.k Anita), David and Jacqueline are the best partners you could ever have for this complex journey.read more
Danet De Leon
Danet De L.
17:43 23 Nov 21
I had the pleasure to work with Ana Salermo from the team at Lending Bankers. She was very professional and built rapport with my client Juan David right away, she is pro-active which is a quality... that I always look for when working with people since I am already so busy with clients the last thing I need is to be on top of somebody else to make sure they do their job correctly. Highly recommend her to other agents as an asset to their team.read more
Amad Naffah Farah
Amad Naffah F.
01:22 20 Nov 21
Excelente servicio y mucho profesionalismo. Ya tengo varios Creditos tramitados con ellos y en todos me ha ido bien. Recomendados al 100%
Jp Lem
Jp L.
19:20 19 Oct 21
Fantastic to work with. Very professional and knowledgeable.
Frida MLR
Frida M.
15:00 19 Oct 21
Kind, fast, reliable and they know all the ways so that your loan is the best and most successful, Thank you David and Gabriel, for this easy and friendly closing, everyone happyFrida
José Manuel Herrerías
José Manuel H.
16:24 14 Oct 21
Excellent service from Lending Bankers. David and Gabriel were great. Very responsive, took the time to explain every detail of the Loan and helped us to choose the best option. Definitely I... recommend them.read more
Alon Ben-David
Alon B.
12:12 16 Sep 21
Working with Claudia was the most comfortable, smooth and pleasant experience, for the third time.She is professional, detailed, caring and available when ever you and/ or your project needs here... attention.read more
ARMET ING
ARMET I.
20:20 13 Sep 21
David and Gabriel did a very good job, during the purchase of my properties, providing me with support during the purchase process. Thank you so much. FAUSTO
Karol Laakso
Karol L.
00:23 11 Sep 21
Good and easy to deal with David and Gabriel, excellent service, professional and efficient. Always maintained contact through calls or text message. I knew every detail what was occurring with my... clients loan and the process. Thank youread more
Orna Ben-David
Orna B.
15:18 10 Sep 21
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