VA Loans

For the brave men and women who have served our country, VA loans in Miami provide an opportunity to finance a home simply and affordably. Insured by the Department of Veterans Affairs (VA), these loans are packed with competitive features like zero down payment and no prepayment penalties.

Here Is What You Can Do with a VA Loan in Miami

Purchase a home

Build or upgrade a home

Refinance an existing VA loan

through the Interest Rate Reduction Refinance Loan (IRRRL) program.

Benefits of VA Loans in Miami

Homebuyers who are eligible for VA loans can look forward to the following advantages:

  • Zero down payment
  • Easy credit qualifications. Lenders are able to take on riskier buyers since the loan is backed by the VA. Buyers who might be turned away for conventional loans may be approved for a VA loan.
  • Competitive interest rates. You can choose either a fixed or adjustable rate mortgage and save money over many conventional loan offers.
  • You have the option of paying off your mortgage early without being penalized.
  • You do not need to purchase private mortgage insurance (PMI). That can translate to long-term monthly savings.
  • There are low caps on closing costs with most buyers paying no more than 1-3%. In some cases, closing costs may not apply.
  • Funding fees are waived for disabled service members.

Many people who cannot afford or qualify for a conventional loan are able to make their housing dreams come true through a VA loan.

VA Loans in Miami

Are You Eligible for a Miami VA Loan?

VA loans are available for:

  • Active duty service members. This includes members not only of the core branches, but also the National Guard and Reserve.
  • Veterans.
  • Surviving spouses.

Let Lending Bankers Mortgage Help You Apply for a VA Loan in Miami

As one of South Florida’s top mortgage companies, we partner with numerous VA loan lenders in Miami. We can help you move into a new home with zero down payment, competitive interest rates, and favorable loan terms. Please call (786) 220-1100 today to find out if you are eligible for the VA loan program!

Christopher Buckingham
Christopher B.
17:22 28 Feb 21
After a disaster of an experience with a major internet-driven mortgage company, I called Lending Bankers and spoke with David, who was refreshingly knowledgeable. I decided to work with himDavid... was able to tell me what he thought they could do, what would be required, how long it would take, and he and Gabriel were highly professional and responsive throughout the process.In the end, they delivered on exactly what they said they would, we closed quickly, and secured a rate that was better than what I had been quoted elsewhere. David got me out of a bind and delivered a great result.I am grateful and can't thank them enough. I would highly recommend Lending Bankers to anyone who wants to work with people who are trustworthy and competent.read more
Javier Lozada
Javier L.
14:18 11 Feb 21
As a self employed person, it’s not easy and straightforward to obtain a home mortgage but after being referred to Claudia at Lending Bankers, I found the right professional that guided me through... the process to find a suitable lender that would work with individuals with my employment profile. She and her team give you the facts and appropriate options to consider and therefore I felt at ease knowing I had an expert guiding me through the process. My family and I know have a dream home thanks to Lending Bankers. I highly recommend!read more
Alessandro Russo
Alessandro R.
20:50 06 Feb 21
As foreign national I’ve tried with another broker but after almost a year without getting nothing I’ve met Claudia Castano of Lending Bankers Mortgage and in 30 days I’ve got the cash out of my... property. She took care of everything. Very professional, efficient and quick. I highly recommend Claudia to anybody needs a mortgage.read more
Kasta Y Rodriguez-Varela
Kasta Y R.
03:01 05 Feb 21
Our law office, as Closing Agent, has handled several transactions for Claudia Castaño’s clients and all her clients have been extremely satisfied with her professional service and guidance. Her... extensive knowledge of the mortgage process and her constant communication throughout the transaction make her clients have a satisfying experience when refinancing or buying a property. We deal with several mortgage brokers in our office and Claudia is at the top of the list of the very best. We highly recommend her for all your mortgage needs.read more
Jorge del Castillo
Jorge del C.
20:21 11 Jan 21
It was great to have the opportunity of working with Claudia from the team, great experience, fast and sharp.
N Allenger
N A.
06:21 07 Jan 21
I would definitely recommend Claudia Castaño at Lending Bankers Mortgage. Claudia maintained a professional communication throughout the transaction along with constant updates. The first time... homebuyer was elated with the smooth and efficient Service. It was truly a positive experience.read more
Katrina Rodriguez
Katrina R.
15:31 14 Dec 20
Claudia Castano is the best mortgage broker I have ever dealt with. She is completely transparent and works towards your best interest no matter the type of transaction. I have done both a business... and personal loan and both times I have been completely satisfied. She was very knowledgeable and knew the requirements that would be needed for my loan ahead of time. This made it super simple to get my affairs in order first and then present a strong loan application which made the process that much more efficient and quick! She was also extremely responsive and flexible with her schedule. Would definitely recommend!read more
Cedric Sage
Cedric S.
21:56 01 Dec 20
Claudia is absolutely amazing.... Extremely knowledgeable and so responsive. I absolutely recommend her!
Allana Aguiar
Allana A.
23:12 29 Nov 20
I want to thank the entire staff at lending bankers for helping my parents purchase a condo unit here in Miami when all the banks we tried before said no, they explained the process clearly and had... the programs to make it happen. From the first call to the office we knew we were dealing with professionals. Keep up the good work guys, I highly recommend them.read more
Bruno Duarte
Bruno D.
00:17 14 Nov 20
I was very fortunate to have come across David Otero and David comisso who were able to help me fulfill my dream of owning a new home. Their services were very professional and efficient and I highly... recommend them.read more
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