VA Loans

For the brave men and women who have served our country, VA loans in Miami provide an opportunity to finance a home simply and affordably. Insured by the Department of Veterans Affairs (VA), these loans are packed with competitive features like zero down payment and no prepayment penalties.

Here Is What You Can Do with a VA Loan in Miami

Purchase a home

Build or upgrade a home

Refinance an existing VA loan

through the Interest Rate Reduction Refinance Loan (IRRRL) program.

Benefits of VA Loans in Miami

Homebuyers who are eligible for VA loans can look forward to the following advantages:

  • Zero down payment
  • Easy credit qualifications. Lenders are able to take on riskier buyers since the loan is backed by the VA. Buyers who might be turned away for conventional loans may be approved for a VA loan.
  • Competitive interest rates. You can choose either a fixed or adjustable rate mortgage and save money over many conventional loan offers.
  • You have the option of paying off your mortgage early without being penalized.
  • You do not need to purchase private mortgage insurance (PMI). That can translate to long-term monthly savings.
  • There are low caps on closing costs with most buyers paying no more than 1-3%. In some cases, closing costs may not apply.
  • Funding fees are waived for disabled service members.

Many people who cannot afford or qualify for a conventional loan are able to make their housing dreams come true through a VA loan.

VA Loans in Miami

Are You Eligible for a Miami VA Loan?

VA loans are available for:

  • Active duty service members. This includes members not only of the core branches, but also the National Guard and Reserve.
  • Veterans.
  • Surviving spouses.

Let Lending Bankers Mortgage Help You Apply for a VA Loan in Miami

As one of South Florida’s top mortgage companies, we partner with numerous VA loan lenders in Miami. We can help you move into a new home with zero down payment, competitive interest rates, and favorable loan terms. Please call (786) 220-1100 today to find out if you are eligible for the VA loan program!

ARMET ING
ARMET I.
23:09 15 Jul 21
David and Ricardo did a very good job, during the purchase of my properties, providing me with support during the purchase process. Thank you so much.
Jessica Michels
Jessica M.
01:24 15 Jul 21
Claudia helped us all the way thru the process on buying our home. We couldn’t have chosen a better professional for this job. She was always available and responding to our questions without any... delayed. I will recommend Claudia as a excellent mortgage broker.read more
Ana Paula Hensel
Ana Paula H.
19:47 22 Jun 21
David is an extremely competent and committed person, he conducted the entire process with great competence. Helped a lot in all situations, with a lot of patience and promptness.
Sergio Garin
Sergio G.
18:50 22 Jun 21
Realmente muy contento con todo el asesoramiento, de David C, que me entrego durante todo el proceso ,Disponibilidad las 24 hrs del día . Es la segunda Hipoteca que tomamos y lo volvimos a elegir... por la confianza y eficiencia que ha demostrado amplios conocimientos profesionales y gentileza en todo momento para resolver las dudas que se me presentaban, a cualquier hora del dia . Recomiendo de todas maneras su asesoramiento para comprar una tercera propiedad. fueron tiempos muy dificiles en la pandemia , porque tuvimos que cerrar en Paris y Chile, porque mi hijo se encontraba en diferentes lugares logrando los objetivos en un 100 porcientoread more
Rodolfo Villafuerte
Rodolfo V.
14:46 22 Jun 21
We had great advised and conditions with our condo mortgage. The mortgage has approved with a high percentage of financing rate.
Landon Scott
Landon S.
15:35 21 Jun 21
David Comisso is the lender you want to work with, he's very knowledgeable and is a master at compiling a file. No matter how complicated the case, David makes it happen.
Angel Bracho
Angel B.
01:41 19 Jun 21
Excellent service provided by David C. My client was able to close within 30 days. Looking forward to work with him for my next transaction.
Francisco Raddatz
Francisco R.
21:12 18 Jun 21
Thanks David and team for all the support to get my mortgage in the US. I was able to do everything remotelly and quickly. I always counted with a transparent profesional guidance that made me feel... confident all time.read more
Lia Souza
Lia S.
00:11 17 Jun 21
Claudia just helped me buy my first property in Miami without delays.She made the whole process really easy, and walked me through everything.She was always available to answer my questions.... Everything was easy and very professional.I recommend lending bankers mortgage and Claudia to anyone wanting to purchase a property here.read more
Talía Brigneti
Talía B.
23:50 15 Jun 21
I recently closed my first property with the immense help and guidance of David C— from the first day I reached out until the day we closed he was extremely responsive to every one of my of intricate... questions and took as much time as was necessary to thoroughly explain each step in the process. Even when matters got complicated with the deal, David worked out alternatives to solve the different issues and make sure we stayed on track with our closing timelines (and we closed even sooner than what we anticipated!). Highly recommend anyone to work with David if you have the opportunity!read more
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