Hard Money Loans

Don’t qualify for a prime loan, or looking for an alternative to the traditional prime loan application process? Those who need financing fast or who are not eligible for a prime loan can apply for a hard money loan in Miami. Hard money loans differ from prime loans in that they are secured by the property itself.

Miami Hard Money Loans Offer These Key Advantages

Your credit score is no longer the primary benchmark for loan qualification

Those individuals with low scores can often apply successfully for hard money loans even after being turned away by prime lenders.

Hard money loans offer speed and convenience

Because the qualification requirements are less strict, the paperwork and time needed to process the application is greatly reduced.

Prepayment penalties with hard money loans are common but as low as 6 months of interest guarantee

Is a Miami Hard Money Loan Right For You?

Should you be looking for no credit check hard money lenders in Florida? Borrowers in the following situations might benefit from a Miami hard money loan:

  • Those who cannot meet the qualifications for prime loans.
  • Borrowers who are specifically shopping for short-term financing.
  • Miami area businesses which are unable to claim income in a traditional manner, and who are unable to procure a prime loan as a result.
  • Investors who want to fix and flip.
  • Borrowers who are trying to improve their credit scores in the hopes of eventually qualifying for conventional financing. Making payments on a hard money loan is a great way to boost your rating.

Lending Bankers Mortgage Is Your Hard Money Lending Partner

If you’ve been searching for a Florida hard money lenders list, you have come to the right place. Lending Bankers Mortgage works with more than 130 lenders throughout the Miami metropolitan area. That includes not only banks, but also hedge funds and private lenders who are willing to be flexible with mortgage application approval and rates.

In fact, one of our favorite parts of our job is solving financing challenges. We take pride in bringing you the best possible rates, even on hard money loans. Whatever your situation, we can deliver.

We offer free consultations, and we would love a chance to discuss your lending needs with you. We can help you figure out if a hard money loan is the best fit for your needs, and we can assist you with the application process. Not only that, but if you build a relationship with us, we can further streamline the process over time (perfect for fix and flip scenarios). Many of our clients who use these type of loans today will refinance in the near future to conventional loans at lower rates.

Let’s get you the funding you need

Please call (786) 220-1100 to set up your free consultation for Miami, FL hard money loans.

Andressa Della
Andressa D.
18:32 25 Apr 21
Muito obrigada David pelo excelente serviço pra ajudar meu pais em sua nova casa de férias, terei imenso prazer em recomendar ao parentes e amigos
Jesus Hinojosa
Jesus H.
17:21 22 Apr 21
Claudia is one of the best loan officers in south Florida. I've had the privilege of working with her for over a year now and have been blown away by her professionalism and attention to detail. ... She's one of the best brokers in south Florida and shes consistently providing the best experience for her clients. If you want the best mortgage experience make sure to call Claudia!read more
tammy ryan
tammy R.
15:29 16 Apr 21
Claudia saved the day! Our sale was about to bust with another lender. She took it over and got it closed for us in record time! She worked very hard on our behalf. She is amazing!
Kaysser Kayyali
Kaysser K.
13:12 26 Mar 21
After reaching out to my personal bank and feeling like they were ignoring me, I reached out to LBM and spoke to Claudia.The difference was night and day.Not only did she guide me through every... step, she was always available, and went above and beyond to help my wife and I secure a mortgage to buy our first home.Rest assured that she will keep you on track, and keep your best interests in every decision you make during the home buying process.read more
Cathy Rincon
Cathy R.
23:44 23 Mar 21
I had the best experience buying my first home. The closing took less than 20 days ,and expectations were surpass since the beginning . They have a team extremely professional and organized ,... Claudia guided me step by step on the whole real estate and mortgage process. I am extremely satisfied and very happy with the results . I am sure I will enjoy my new home with my son . 🙏☀️🤩🏡🏡🏡🏡🏡🔑🔑🔑🔑🪑🪑👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻read more
Christopher Buckingham
Christopher B.
17:22 28 Feb 21
After a disaster of an experience with a major internet-driven mortgage company, I called Lending Bankers and spoke with David, who was refreshingly knowledgeable. I decided to work with himDavid... was able to tell me what he thought they could do, what would be required, how long it would take, and he and Gabriel were highly professional and responsive throughout the process.In the end, they delivered on exactly what they said they would, we closed quickly, and secured a rate that was better than what I had been quoted elsewhere. David got me out of a bind and delivered a great result.I am grateful and can't thank them enough. I would highly recommend Lending Bankers to anyone who wants to work with people who are trustworthy and competent.read more
Javier Lozada
Javier L.
14:18 11 Feb 21
As a self employed person, it’s not easy and straightforward to obtain a home mortgage but after being referred to Claudia at Lending Bankers, I found the right professional that guided me through... the process to find a suitable lender that would work with individuals with my employment profile. She and her team give you the facts and appropriate options to consider and therefore I felt at ease knowing I had an expert guiding me through the process. My family and I know have a dream home thanks to Lending Bankers. I highly recommend!read more
Alessandro Russo
Alessandro R.
20:50 06 Feb 21
As foreign national I’ve tried with another broker but after almost a year without getting nothing I’ve met Claudia Castano of Lending Bankers Mortgage and in 30 days I’ve got the cash out of my... property. She took care of everything. Very professional, efficient and quick. I highly recommend Claudia to anybody needs a mortgage.read more
Kasta Y Rodriguez-Varela
Kasta Y R.
03:01 05 Feb 21
Our law office, as Closing Agent, has handled several transactions for Claudia Castaño’s clients and all her clients have been extremely satisfied with her professional service and guidance. Her... extensive knowledge of the mortgage process and her constant communication throughout the transaction make her clients have a satisfying experience when refinancing or buying a property. We deal with several mortgage brokers in our office and Claudia is at the top of the list of the very best. We highly recommend her for all your mortgage needs.read more
Jorge del Castillo
Jorge del C.
20:21 11 Jan 21
It was great to have the opportunity of working with Claudia from the team, great experience, fast and sharp.
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