Foreign National Loans in Miami, FL

If you are a foreign national looking to invest in real estate in Miami and anywhere in Florida, Lending Bankers Mortgage will get you the most competitive loan offer. We will walk you through the application, answering any questions you may have while streamlining the process and helping you to gather the paperwork you need.

Our foreign national programs include fixed and adjustable loans for 3, 5, 7, 15, and 30 years.

Property types include residential and commercial.

We offer funding for single family homes, condominiums, condotels, townhouses, co-ops, and every other form of residential and commercial real estate.

Looking to finance vacant land? Depending on the location, we can offer private funding for this purpose.

The title of the property may be tied to a U.S. corporation or a personal name.

25% minimum down payment required. Construction loans available for foreign nationals.

If you want to get started right now, call (786) 220-1100. There we have provided links so you can download the basic loan application page as well as the documentation list.

Florida Foreign National Loan Requirements

Here is what you need to apply for a non-US citizen loan:

  • Self-Employed borrowers must present an Accountant’s income letter and copy of the CPA License stating how long the applicant has owned the business, its current year to date income as well as the past two years’ of income. (Periods Jan 1 – Dec 31, 20XX )
  • Please provide original before closing. Please provide a copy of your company’s articles of incorporation to prove that you are an owner of “x” percentage of shares and opening date.
  • Salaried borrowers must present an employer’s income letter certifying the time the borrower has been employed, the name of the position he occupies in the company , the monthly and annual income over the last 2 years as well as the current year to date income. Please provide original letter before closing.
  • Please provide 2 credit card (Visa, Master Card, American Express, etc.) reference letters from country of origin or USA
    Note: Provide also last 2 statements. These must indicate the account number, credit limit, actual balance and average balance (in the country of origin’s currency and US Dollars), opening date and history. Each letter must be written with the institution letterhead on the top. If the borrower has one or more mortgages, a letter is required from the applicant’s bank describing the mortgages and previous payment history.
  • Please provide 2 bank reference letters from country of origin or United States.
    Note: They must indicate the account number, the type of account and it must state that the relationship has been good or satisfactory. Each letter must be written on the Bank’s letterhead, signed, have a contact number for verification and we will need to get the original letters before closing.
  • Please provide 2 most recent bank statements for each bank account owned or and any other account with liquid investments. ( All pages- screen prints are not acceptable).
  • Our completed loan application and corresponding signatures (Documents that authorize us to process the loan)
  • Copy of purchase contract and corresponding addendum.
  • Escrow letter indicating dates and monies deposited as well as please provide source of monies used for those deposits.
  • Copy of cancelled checks or wire transfers used to pay initial down payment on unit.
  • If you are a business owner, please provide website or background on your company.
  • Copy of current signed passport
  • Copy of current USA Visa, Proof of residence in country of origin (utility bill like water, cable, telephone, electricity, etc)

Lending Bankers Mortgage Can Help You Apply Successfully for a Foreign National Loan in Miami, FL

If you are ready to take the first steps in applying for a Miami, FL foreign national loan, we can’t wait to help you get the financing you need. The foreign national loan application process may look complex, but we have helped many other foreign nationals to successfully apply for financing for commercial and residential properties throughout Miami-Dade.

Contact us a call today at (786) 220-1100 to discuss your needs. We will set up a free consultation with you where we answer all of your questions. Working with you to gather the documents you need, we will ensure that your application is complete. We will then be able to bring you loan offers through our extensive network of more than 130 area banks and private lenders. Call now!

Chris V.
Chris V.
13:06 22 Jun 22
This team was amazing to work with. Very diligent with their work and helped get the deal closed in a timely manner. Highly recommend!
Pablo R.
Pablo R.
20:52 18 May 22
Excelente experiencia de trabajo junto a al equipo de Lending Bankers. Nos guiaron de la mejor formar durante todo el proceso. Siempre estuvieron pendientes de los tiempos, de los documentos, revisan... todo y te alertan a tiempo de posibles necesidades y al final se cerro el proceso tal cual como nos indicaron desde el principio, sin sorpresas. La próxima vez pienso trabajar con ellos con toda seguridadread more
IVO C.
IVO C.
02:21 18 May 22
I had a great experience working with Danny Perez. He was always on top of all details. An excellent person. I highly recommend him!!!
Luis V.
Luis V.
19:24 16 May 22
Excelente servicio y compañamiento, con personal muy calificado, muy recomendado!
Muy complacido con el trato tan profesional de Danny Perez, hizo que mi proceso en la adquisición de mi nueva propiedad fuese muy fluido. Estuvo pendiente en todo momento, haciendo el seguimiento... adecuado para la ejecución en los tiempos acordados. Muy responsable y comprometido. Recomendado 100%.read more
Elias M.
Elias M.
15:52 13 May 22
Claudia and Ana were a pleasure to work with and I would highly recommend them to anyone going through this process. Hopefully I get to work with them again in the near future.
Tamir V.
Tamir V.
08:30 13 May 22
I have started working with Claudia and her team, Maria and Ana and all I can say is pure professionalism from the entire team. I am a real estate investor in Australia, and with that comes a big... complication to buy real estate and obtain a mortgage loan in the states not being a US citizen. I have started working with Claudia in March and I have just closed on the property with one of the best loan terms available in the States. Claudia has been super supportive and understanding of my complex Income streams and Investment portfolio and managed to secure it for me with Maria & Ana’s support. I will certainly use their services again with my new purchase and refer anyone interested in a US mortgage to them without a doubt in mind they will do the same over and over again!read more
Peter G.
Peter G.
23:36 05 May 22
I have dealt with Claudia Castano for several transactions in the past year. She is incredibly knowledgeable regarding the Miami real estate market -- both from the purchase/sale side and the lending... side. She has given me valuable advice on my investment projects (encouraging me on some and telling to avoid others). She responds quickly to all of my texts and phone calls. And, importantly, she is well liked by the realtors and title companies she has to deal with on my behalf. She is down to earth and friendly. I highly recommend her.read more
Stefano De A.
Stefano De A.
15:15 04 May 22
Mi experiencia con Gustavo y Larry en Lending Bankers ha sido realmente excepcional, absolutamente todo el proceso, atención y dedicación en todo momento fue excelente. El cuidado de los detalles,... los tiempos de entrega y atención, todo realmente maravilloso, con un servicio muy profesional y adecuado en cada uno de las etapas del proceso, con un resultado satisfactorio y exitoso. Muy contento con ellos los recomiendo totalmente.read more
Kathiuska R.
Kathiuska R.
21:58 29 Apr 22
Excellent work! From start to finish, my client Johnny was pleased with the service and attention that Lending Bankers provided. Thanks to Larry for his ethics and professionalism!Excelente ... trabajo! Desde principio hasta final, mi cliente Johnny quedó complacido con el servicio y atención que ofreció Lending Bankers. Gracias a Larry por su ética y profesionalismo!read more
Katie R.
Katie R.
17:24 18 Apr 22
We closed our 2nd commercial loan with Claudia. Just as the first time, the process was clear and smooth. She was able to guide us and structure the loan so we could get there very best terms,... making our investment even more attractive with a great interest rate. We worked together side by side gathering all documents and following ok ever step of the process. Definitely recommend her! Thank you Claudia.read more
Issys G.
Issys G.
15:09 18 Apr 22
Gracias por su buen servicio y atención, fue un placer trabajar con uds especialmente Nathy Velázquez. Me ayudo mucho con el procesó y fue muy amable.
Sanjay K
Sanjay K
00:37 09 Apr 22
I inquired about a loan with Katherine and she went above and beyond to assist me with my needs. My situation was urgent - and my employment history was minimum- so they were not able to work out a... loan which I understand.. Katherine still kept me informed about interest rates- let me know about every possible situation in my case - texted me throughout the day to help me any possible way she could. I will definitely return and hopefully get to work with Katherine in the near future. Best customer experience ever. Highly recommendread more
Rick W.
Rick W.
12:06 05 Apr 22
I recently had the pleasure of working with with Danny Perez at Lending Bankers Mortgage. I was purchasing a condotel apartment. Financing for this type of non-conforming loan is difficult to find.... Danny was familiar with these projects and offered some creative ideas on the easiest/best ways to obtain the needed financing. He was on top of the situation and communicated with me frequently. Danny took my information to several parties in order to provide the best interest rates. Danny is a true professional and I would highly recommend him for your financing needs.read more
Jimmy H.
Jimmy H.
00:58 05 Apr 22
I am highly satisfied with the great help of Lending Bankers Mortgage, specially thank you Claudia for assisted us during all the process until to the approval. Definitely It was an amazing... experience. I recommend it!read more
Roberto S.
Roberto S.
21:02 21 Mar 22
Gracias Claudia y Ana por sus atenciones .
Ileana R.
Ileana R.
16:56 21 Mar 22
La experiencia con Claudia y Ana con el refinamiento de mi casa fue muy bueno las recomiendo al 100%
Fernando P.
Fernando P.
14:30 21 Mar 22
Great experience working with Ana Salermo, her work was very professional with my buyer who was very grateful for her help in buying his new home.COLDWELL BANKER Ellison Realty
Nicolás C.
Nicolás C.
03:50 02 Feb 22
Simon
Simon
20:39 11 Jan 22
Muy agradecido con Gabriel y con David por su profesionalismo, hicieron el proceso sencillo, siempre respondieron a mis dudas sin importar el día y la hora, me mantuvieron informado de cada paso,... los tiempos se cumplieron como lo estimaron. ¡Muchísimas gracias!read more
ENRIQUE C.
ENRIQUE C.
18:38 05 Jan 22
La experiencia que tuve con Claudia y Ana en la refinanciación de mi casa fue excelente. Cuando otros bancos me habían dicho que no o que no tenían tiempo para mi, ellas trabajaron eficientemente y... rápidamente cerraron mi operación. A lo largo de todo el proceso hubo constante comunicación contestando el teléfono a cualquier hora y siempre haciendo seguimiento.Las recomiendo 100% para cualquier necesidad de mortage.read more
Juan R.
Juan R.
13:34 24 Nov 21
Thanks to Lending Bankers, I was able to close my first real estate deal while being 100% outside of the US.!!Given their expertise and high level standards, we managed to close a deal that seemed... impossible at the beginning. Working during very limited hours (EU+US) and being outside the US never represented a barrier for them.Eyes closed and hands down I personally recommend Lending Bankers as a trusted partner for residential loans!Ana (a.k Anita), David and Jacqueline are the best partners you could ever have for this complex journey.read more
Danet De L.
Danet De L.
17:43 23 Nov 21
I had the pleasure to work with Ana Salermo from the team at Lending Bankers. She was very professional and built rapport with my client Juan David right away, she is pro-active which is a quality... that I always look for when working with people since I am already so busy with clients the last thing I need is to be on top of somebody else to make sure they do their job correctly. Highly recommend her to other agents as an asset to their team.read more
Amad Naffah F.
Amad Naffah F.
01:22 20 Nov 21
Excelente servicio y mucho profesionalismo. Ya tengo varios Creditos tramitados con ellos y en todos me ha ido bien. Recomendados al 100%
Jp L.
Jp L.
19:20 19 Oct 21
Fantastic to work with. Very professional and knowledgeable.
Frida M.
Frida M.
15:00 19 Oct 21
Kind, fast, reliable and they know all the ways so that your loan is the best and most successful, Thank you David and Gabriel, for this easy and friendly closing, everyone happyFrida
José Manuel H.
José Manuel H.
16:24 14 Oct 21
Excellent service from Lending Bankers. David and Gabriel were great. Very responsive, took the time to explain every detail of the Loan and helped us to choose the best option. Definitely I... recommend them.read more
Alon B.
Alon B.
12:12 16 Sep 21
Working with Claudia was the most comfortable, smooth and pleasant experience, for the third time.She is professional, detailed, caring and available when ever you and/ or your project needs here... attention.read more
ARMET I.
ARMET I.
20:20 13 Sep 21
David and Gabriel did a very good job, during the purchase of my properties, providing me with support during the purchase process. Thank you so much. FAUSTO
Karol L.
Karol L.
00:23 11 Sep 21
Good and easy to deal with David and Gabriel, excellent service, professional and efficient. Always maintained contact through calls or text message. I knew every detail what was occurring with my... clients loan and the process. Thank youread more
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