Fast and Easy Custom Rate Quotes!
Understanding reverse mortgage eligibility for Miami homes requires knowledge of mortgage insurance, technology-driven application processes, and how it affects your Medicare benefits. You must provide consent for a thorough financial assessment to determine if you qualify for this unique loan option. In this article, we’ll guide you through the key factors that impact your eligibility and the steps involved in applying for a reverse mortgage in Miami.
UnderstandingReverse Mortgage Basics for Miami Residents
As you consider your retirement options in Miami’s dynamic real estate market, reverse mortgages deserve your attention. These financial products, regulated by strict federal guidelines, allow homeowners aged 62 and older to convert part of their home equity into cash. Unlike traditional mortgages, reverse mortgages don’t require monthly payments to the lender. Instead, the loan is repaid when the homeowner sells the property, moves out, or passes away. Understanding how reverse mortgages work in Miami can help you make informed decisions about leveraging your home’s value for retirement income.
The Definition of a Reverse Mortgage
A reverse mortgage allows you to leverage your home’s equity without selling your property or taking on monthly payments. Unlike a traditional mortgage or VA loan, this financial product provides you with funds from a mortgage lender while you retain ownership and continue living in your home. You must maintain your property, pay property taxes, and keep up with homeowners insurance, but your credit score typically doesn’t affect your eligibility for this type of loan.
How Reverse Mortgages Work in Miami
In Miami, reverse mortgages function as a unique financial tool that allows you to tap into your home’s equity without the burden of monthly payments. As a homeowner, you can work with a mortgage broker to explore options beyond traditional loans, such as jumbo mortgages or second mortgages, to access larger amounts of funds if your property value exceeds standard limits. Your home becomes an asset that provides you with cash, either as a lump sum, line of credit, or regular payments, while you maintain ownership and continue living there.
Are You Eligible? Key Factors Affecting Approval
Determining your eligibility for a reverse mortgage in Miami involves several key factors that go beyond basic financial considerations. As you explore this unique avenue of finance, it’s crucial to understand how age requirements and property criteria specific to Miami homes influence your ability to secure a HECM reverse mortgage. These factors not only affect your eligibility as a potential debtor but also shape the communication process with lenders and the amount of money you may access a loan . Let’s delve into the age and property requirements that could impact your reverse mortgage approval in the vibrant Miami real estate market.
Age Requirement for Borrowers in Miami
To qualify for a reverse mortgage in Miami, you must be at least 62 years old. This age requirement ensures you have built substantial equity in your home, allowing you to access cash without the burden of monthly payments. Your age, along with your home’s value and current interest rate s, determines how much you can borrow—potentially turning your Miami dream home into a source of funds for health expenses or refinancing needs. The loan officer plays a key role in this process.
Property Criteria Unique to Miami Homes
Your Miami home must meet specific criteria to qualify for a reverse mortgage. A loan officer will assess your property’s value, condition, and type to determine eligibility. Single-family homes, condominiums, and townhouses often meet the requirements, but mobile homes may not. Your property must be your primary residence, and you must maintain ownership throughout the loan term. The home’s condition is crucial; significant repairs may be necessary to prevent default on your home loan. Remember, a reverse mortgage allows you to access your home’s equity while retaining ownership, but it’s essential to understand the unique property requirements in Miami’s diverse real estate market:
Financial Obligations and Reverse Mortgages in Miami
As you explore reverse mortgage options in Miami, it’s crucial to understand the ongoing financial obligations that come with this unique program. While reverse mortgages offer a valuable line of credit for accessing home equity, they don’t absolve you of all financial responsibilities. Reverse mortgage companies and mortgage professionals emphasize the importance of education about these ongoing costs. Two key areas you must continue to manage are property taxes and insurance payments, as well as home maintenance expenses. Failing to meet these obligations could put your reverse mortgage at risk, so let’s delve into what you need to know about these ongoing financial commitments.
Continuing Property Taxes and Insurance Payments
Your knowledge of ongoing financial obligations is crucial when considering reverse mortgage loans in Miami. You must continue to pay property taxes and maintain adequate homeowners insurance, regardless of the reverse mortgage rates you secure. Effective management of these expenses ensures you remain in good standing with your lender and protects your interest in the property.
Maintenance Costs as Part of the Homeowner’s Responsibilities
You must maintain your Miami home to prevent depreciation and potential foreclosure when you have a reverse mortgage. This responsibility includes addressing repairs promptly, keeping up with regular maintenance, and ensuring your property meets local standards. Remember, neglecting these duties could lead to a breach of contract, potentially jeopardizing your financial services agreement and forcing you to seek alternative funding sources, such as a loan , to cover unexpected costs.
Navigating the Application Process Step by Step
Navigating the reverse mortgage application process in Miami’s vibrant real estate market, including the bustling Brickell area, requires careful preparation and guidance. As you embark on this journey to leverage your home ownership for financial flexibility, understanding the intricacies of mortgage loan applications becomes crucial. This process involves gathering essential documents and selecting a trustworthy lender who understands local real estate laws and market conditions. Your real estate agent can be a valuable resource in connecting you with reputable professionals who specialize in reverse mortgages for Miami properties. Let’s explore the steps you’ll need to take to ensure a smooth application process and maximize the benefits of this unique financial tool, such as a line of credit.
Gathering Necessary Documents and Information
To begin your reverse mortgage application in Miami, gather essential documents such as proof of age, property ownership records, and recent tax returns. You’ll need to provide information about your home’s value and any existing mortgages or liens. Consult a real estate expert or a trusted lender like Mutual of Omaha to ensure you have all the necessary paperwork for a smooth application process. Consider seeking guidance from a mortgage broker or loan officer knowledgeable in reverse mortgage options.
Choosing a Reputable Lender in the Miami Area
When selecting a reputable lender for yourreverse mortgage in Miami, prioritize those with a strong track record and positive consumer feedback. Consult the Federal Trade Commission’s resources to verify the lender’s credentials and check for any complaints. Consider seeking advice from a lawyer specializing in real estate to ensure your property investment is protected throughout the process.
- Research lenders with experience in Miami‘s real estatemarket
- Verify lender credentials with the Federal Trade Commission
- Read consumer reviews and testimonials
- Consult a real estatelawyer for expert advice
- Compare reverse mortgage terms and rates from multiple lenders
Apply for a Reverse Mortgage in Miami
Understanding reverse mortgage eligibility for Miami homes empowers you to make informed decisions about leveraging your property’s equity in retirement. Age requirements, property criteria, and ongoing financial obligations shape your eligibility and responsibilities when considering this unique financial tool. The application process demands careful preparation, including gathering essential documents and selecting a reputable lender like Lending Bankers Mortgage, familiar with Miami’s real estate market. By navigating these aspects with diligence, you can potentially unlock the value of your Miami home while maintaining ownership and financial stability in your golden years. Give us a call at (786) 220-1100 to schedule your mortgage consultation.
Client Testimonials
Discover What Our Clients Have to Say About Us!
Building lifelong mortgage partnerships is our mission. Explore our clients’ experiences through our Google reviews.
Luciana F.
21:05 27 Jun 25
It’s always a pleasure to work with David Otero! He is very thorough and proactive!
Luis H.
12:53 27 Jun 25
Working with Lending Bankers has been amazing. David Otero and Gabriel are incredibly knowledgeable and always on top of everything. I really value how responsive and efficient they are, exactly the kind of mortgage brokers you want on your team to get deals closed smoothly.
Gilberto L.
16:28 24 Jun 25
I had an outstanding experience working with Landing Bankers Mortgage in securing the mortgage for my new home. From start to finish, their team was incredibly professional, responsive, and supportive throughout the entire process. They took the time to explain every step clearly, found competitive rates tailored to my needs, and ensured that everything moved forward smoothly and efficiently. Their attention to detail and commitment to customer service truly set them apart. Thanks to their expertise and dedication, I was able to close on my new house with confidence and peace of mind. I highly recommend Landing Bankers Mortgage to anyone looking for a seamless and trustworthy mortgage experience
Julian A.
15:59 15 Apr 25
I had an excellent experience working with Lending Bankers Mortgage, and I’d like to especially highlight the outstanding support from David Otero, Juan Manuel, and Gabriel throughout the entire process.Their professionalism, transparency, and constant communication made the mortgage process smooth and stress-free. They were always available to answer questions, provided clear guidance at every step, and truly went above and beyond to ensure everything was completed on time.I highly recommend Lending Bankers Mortgage to anyone looking for a trustworthy and efficient mortgage team. Thank you again to Dante, Juan Manuel, and Gabriel for your dedication and exceptional service!
Daniel C.
16:29 14 Apr 25
The best experience!. This was my first experience looking after financing in Florida and Lending Bankers Mortgage walk me through the whole financing process, with detail, extreme confidence and 24/7 support from Juan G. and David who is their president!
David O.
18:40 07 Feb 25
⭐️⭐️⭐️⭐️⭐️ – Exceptional Service Beyond Expectations!David Otero and Gabriel I can't say enough about the amazing service you provided. No matter the obstacles that came our way, he always found a solution, going above and beyond at every turn. His dedication, expertise, and problem-solving skills are truly unmatched.If you're looking for a broker, don't waste any time—work with him ASAP! To be honest, it would be your loss if you don’t because this was hands down the best service I've ever received. He doesn’t just treat you like a client; he treats you like family. I highly recommend him to anyone who wants a seamless and successful experience!
Erika B.
01:31 31 Jan 25
Highly recommended! The services provided by Gustavo were exceptional. His advice and support throughout the entire credit approval process were invaluable. Gustavo was a key figure in the selection of the property and in achieving the successful approval of the credit for our first property. Thank you very much, Gustavo Gamboa
Francisco De M.
00:55 31 Jan 25
Great experience working with Gustavo Gamboa in this process, Highly recommended! Clear explanation, 100% available to clarify any doubt, very structured and you always receive the best guidance anytime
S.A.M.I I.
02:07 09 Jan 25
I am not one to leave opinions, but I am very grateful to Juan G and David, very efficient, we resolved the problem in 15 days, thank you!
Ruben S.
01:26 12 Dec 24
Thanks to the team at Lending Bankers Mortgage. My Buyer used them to purchase her condo in DoMi and we successfully closed! Great teamwork and cheers to the next one!
Daniar B.
00:16 10 Dec 24
Recomiendo 100% a Gustavo presente en cada paso que dimos para la compra de mi casa. Con mucha paciencia y explicando paso a paso todo lo que íbamos haciendo.
Aaron D.
00:12 10 Dec 24
Nice experience. They make it easy and trustlyThanks guys🙏🙏🙌
Henrique F.
20:31 06 Dec 24
I have been working with Gustavo Gamboa for several years, very professional and knowledgeable, always showing the best opportunities for my mortgages, with the best rates of the market and smooth closings. I highly recommend him.
Karel R.
20:06 06 Dec 24
Highly recommended! The services provided were truly top-notch. Working with Gustavo was more than just a transaction; it was a transformative experience. As a Realtor, I grew immensely under his mentorship. Gustavo is not only a proficient financial advisor but also an excellent mentor. My clients felt genuinely comfortable throughout the financing process and, thanks to his expertise, were successfully approved to purchase their dream home.
Federico Fernandez A.
16:59 16 Nov 24
Todo perfecto! Especial mencion a Juan G y David. Siempre predispuestos a ayudar en todo. Tambien mucha paciencia, ya que fue la primer experiencia de compra con un lender en USA y, a pesar de los obstaculos que se presentaban, siempre intentaron hacer lo imposible para que se cumpla en tiempo y forma. Muchas gracias!
Melanie T.
15:03 16 Aug 24
I had the pleasure to work with Danny Perez. He was very professional and made my mortgage application process as smooth as possible. Thank you again Danny for all the hard work you put in to helping me get my investment property done. You are amazing at what you do😊
Julian V.
16:47 01 Aug 24
My boss referred me to Lending Bankers due to his past outstanding experiences with them. My process for refinancing was difficult and long, Gabriel did a fabulous job by selecting different banks and when one was chosen he really made it happen. Together with David Otero they even spoke to the bank president. I truly recommend them.
Adrián B.
21:51 22 Jul 24
David Otero and Gabriel from Lending Bankers are the best!!!! Super easy to work with and very professional. They are always available to answer any questions, and they have open lines of communication throughout the entire process no matter the time they always answer. The loan process was painless and fast! Thank you very much for all your work and for your excellent service.
José P.
22:14 10 Jul 24
Genial empresa , gente muy comprometida con ayudar a el cliente , súper amable y siempre viendo como se den las cosas de la manera más rápida y correcta !David y Gabriel en especial me acompañaron en todo el proceso y básicamente lo hicieron ellos !!
Angel Vivas V.
00:30 25 Jun 24
Excelente Equipo.. reconocimiento para todo el equipo de trabajo liderado por Juan Grieben.. son Excelentes.. Profesionales y Eficientes. En nuestro caso entre otras situaciones disponiamos de tiempos muy ajustados. Nos comunicamos permanentemente durante el proceso de evaluación y nuestro objetivo fue logrado a tiempo con una muy clara propuesta económica desde el primer momento.. Estamos muy agradecidos y satisfechos.. 100% recomendables..
Marisol M.
21:18 24 Jun 24
Juan Grieben es fabuloso ! Pudo resolver un préstamo con condiciones excelentes en pocos días !
Javier R.
15:27 18 May 24
Conozco a Juan G. desde la universidad, y su dedicación como profesional siempre fue estupenda. Su profundo conocimiento del mercado, atención al detalle y enfoque centrado en el cliente hacen que trabajar con él sea una experiencia excepcional. Siempre brinda asesoramiento honesto y soluciones a medida. Gracias David y Juan por la experiencia con ustedes.
Jessie O.
02:44 17 May 24
My new found brother in arms, BRICKELL BRUCE!!! He really stepped to bat for our commercial acquisition. A finance broker is defined by their creativity and understanding of opportunity. They're the one selling the deal. We know he also has the ability to provide creative business financing for our commercial tenants as well. The man does it ALL and we're looking forward to working together again soon.Lending Bankers as a company seems to gel very well; I had the pleasure of speaking with CEO Mr. David Otero. Great guy and unbelievably knowledgeable with real estate finance. They offer residential mortgages as well. But personally, as someone who is constantly using private funding, I'm truly impressed by their knowledge of Fix & Flip and Bridge Loans.
CAL C.
02:22 17 May 24
The Superior customer service, and know how by Danny Perez is impressive and why he has such a great reputation.. Effective and convenient don’t look anywhere else.. Thank you so much !!!⭐️⭐️⭐️⭐️⭐️
Afshan K.
00:02 17 May 24
Danny Perez was wonderful,he helped me navigate all the complexities of the mortgage approval process and helped me close the loan in a timely fashionI was impressed by his hard work perseverance and dedicationI recommend him wholeheartedly and look forward to doing more deals
Cristhian B.
20:17 30 Apr 24
These guys are pros and know what they are doing. They made something hard look easy. Thanks Rodrigo and David, I appreciate your help!
Bianca A.
19:42 30 Apr 24
After having a hard time getting prequalified I’m glad I came across Rodrigo who asked all the right questions the other reps were missing. Seems like in this business it’s important for bankers to think outside to box. Thanks Rodrigo and David!! You made it happen
isabel O.
04:43 28 Apr 24
Thank you Pamela and David for all the help on financing my vacation home in Florida, great communication and excellent terms, I will send business your way guys.
S
21:19 24 Apr 24
Danny Perez is the absolute best. We needed our approval letter and everything very quickly to put an offer on a house, and Danny got it to us so quickly. BEST EVER!
Marisol
15:56 24 Apr 24
Siempre es un verdadero placer trabajar con este gran equipo, especialmente con Gabriel y David Otero . Profesionales, atentos, diligentes y siempre disponibles para sus clientes. Siempre los recomiendo para cualquiera que tengas necesidad de buscar un financiamiento.Como siempre, un placer enorme en trabajar juntos ❤️
Faridd E.
23:35 23 Apr 24
Muchas gracias a David Otero y Gabriel Corrente de Lending Bankers por su excelente atención y servicio para la obtención de mi servicios de prestamos, estoy súper agradecido con ustedes y son un excelente equipo.Saludos!
randol M.
18:25 23 Apr 24
A thank you to the excellent service provided by David Otero and Gabriel in obtaining my loan. Best regards
Victor P.
01:45 23 Apr 24
There’s no one else I’d recommend more than Katherine and David! Since our very first meeting they took the time to understand my financial situation and goals, provided amazing guidance on every step during the mortgage process. They were always available to answer my questions, making sure I felt confident and informed throughout the entire process no matter the time. Their attention to detail and dedication to their clients truly sets them apart. I couldn’t be more grateful for their help.
Roman K.
00:10 23 Apr 24
Danny Perez consistently goes above and beyond for his clients. His dedication to delivering exceptional service is evident in every interaction. I've referred him to friends and family without hesitation, and personally experienced the professionalism and expertise he brings to the table. He truly makes the experience painless and stays on top of you looking out for your best interest and goes to bat for you.Danny's commitment to his clients is unmatched, and I'm confident in recommending him to anyone in need of mortgage assistance. Thank you, Danny, for consistently exceeding expectations!
London
16:19 22 Apr 24
I want to thank David, Juan, and Gustavo for all their professionalism in handling business. Lending Bankers Mortgage is a very reliable broker to trust your investments!!!
Daniel S.
15:52 22 Apr 24
Two words: BRICKELL BRUCE!!! If you’re not working with him for your business and real estate loans…you need to. He makes life SOOO much easier. Thank you! Will be sending more business your way
dania Q.
14:31 22 Apr 24
I would like to thank Pamela and David at Lending Bankers Mortgage for their exceptional service in helping me find the right loan for my primary residence. Their expertise and dedication made the process smooth and stress-free. I highly recommend them for their amazing customer service and professionalism.Thank you, Pamela and David, for all your help!
Theo (T-Nice Personal T.
13:50 22 Apr 24
I would like to thank David and Pamela for helping our Family to get our second home in Sunny Isles Beach. We all tought it would be a complicated process to get financed but you guys communicated so well that we were able to understand every step, got to the closing table on time and really happy that it was an easy process. Again, thanks for everything and definitely will refer you guys to friends and family 🙂
Drew L.
23:23 26 Mar 24
Danny and his partners were exceptional collaborators, guiding me through a challenging refinancing process with unwavering support. Despite the project's difficulty in securing financing, their dedication and hard work ensured a perfect fit for my refinance. I enthusiastically endorse them and am already planning my next deal with them, just a month after closing the previous one.
Iban R.
01:09 07 Mar 24
La experiencia que tuve con Juan Grieben fue sumamente positiva. Desde el inicio, se mostró notablemente atento, brindando información detallada en cada etapa del proceso. Su actitud proactiva y su enfoque informativo hicieron que la gestión del préstamo fuera fluida y clara. Definitivamente, lo recomendaría por su profesionalismo y compromiso en brindar un servicio de calidad.
Jerry P.
17:58 07 Feb 24
I don’t know how else to put this… THESE people know ALL the moves. Over the many years I’ve been an accountant, I’ve worked with many mortgage brokers. This team is BY FAR, the BEST I’ve worked with.Bruce Davenport & David Otero really changed my outlook on what it is brokers do. I was able to get quick hard money for 2 projects in the same week. Phenomenal.
Anthony Z.
12:01 08 Jan 24
Five Stars Miami Sunshine, All Thanks to Juan G. at Lending Bankers Mortgage!From pre-approval to closing day, Lending Bankers Mortgage was a dream come true, and the sunshine in that dream was Juan G.. This is not just a five-star review, it's a standing ovation for the exceptional service and guidance Juan provided throughout our entire home-buying journey.As foreign buyer, I was equal parts excited and terrified. Juan calmly and patiently walked me through every step, explaining complex terms in clear language and always taking the time to answer our endless questions. His knowledge of the mortgage landscape was impressive, and he offered tailored solutions that fit my unique needs and financial situation.Juan wasn't just a loan officer; he was our champion and cheerleader. He kept us informed every step of the way, celebrating our victories and reassuring me through any minor bumps. His proactive communication meant I never felt lost or in the dark, and he was always responsive and accessible, even after hours and on weekends.The entire Lending Bankers Mortgage team was fantastic, but Juan G. made the experience truly exceptional. He exceeded every expectation and turned the potentially stressful process of buying a home into a smooth, pleasant experience. We genuinely looked forward to each interaction with him, and his genuine enthusiasm for helping us achieve our dream was truly infectious.If you're looking for a mortgage lender who goes above and beyond, look no further than Lending Bankers Mortgage and ask for Juan G.. He's not just a mortgage expert; he's a home-buying hero!Thank you, Juan, for making dreams reality! You deserve all the stars in the sky and then some.Sincerely,A Happy customer (and lifelong friend of Juan G.!)P.S. If you're reading this David Otero, Lending Bankers Mortgage President, give Juan G. a raise! He's worth his weight in gold Thank you also David for supporting Juan G and getting this setup in good time for me!
Natalia A.
23:52 03 Jan 24
I am so happy with the assistance I received from Pamela Borrero throughout my mortgage process. Her expertise and dedication made the entire experience smooth and stress-free. If you're looking for someone reliable and efficient in the mortgage journey, I highly recommend her. Thank you for your support!
tjpaulino
17:41 29 Dec 23
I want to distinguish your agent Gabriel Corrientes, who deserve an A plus at your company. Gabriel was the pushing gas engine on my loan application and he made possible to close my case within the 14 days period. Thanks a lot Gabriel for all your assistance. Have a happy 2024.Also, my appreciation to Mr. David Otero, who from the beginning of negotiation, he and Mr. Gabriel introduce themselves and inspired me the trust to proceed with the loan.Yours,Tobias J. Paulino
Cristina M.
01:13 20 Dec 23
David , Gabriel and Nathaly gave me the requirements to save time even before passing the offer. They made a pre qualification so i knew already my capacity to borrow a property, also they offered me different programs that lenders have on market , and they chose the one that fixs my needs.Once pre approved the process for preparation the closing last just a few. The closing was very smooth all the funds came on time right 24 hours before. I really felt confidente and the Team worked fast, coordinated and accurate. I full recommend them.
karolina m
01:46 29 Nov 23
Lending Bankers Mortgage (Danny Perez and David Otero) was recommended by RPM Luxe Realty. From day one, Danny made me feel comfortable. I went through the pre-approval, approval, clearing to close, etc. processes with Danny figuratively holding my hand the entire time. There were times when I was literally crying because I was so frustrated and scared and Danny made me feel like everything would be okay. In general, I think RPM Luxe and Lending Bankers Mortgage make a great team. Danny is very relaxed and I’m not sure that he ever feels stressed, which is something unfamiliar to me. I think it’s because he has been doing this for quite some time.Additionally, Danny treats his clients like family. If anything is wrong, Danny takes it personally as though it was his own personal situation.If you are looking for 24/7 concierge service, Danny and David are your guys. After the Thanksgiving holiday, Danny was inflight and texting and emailing the entire time. I was grateful that American Airlines’ Wi-Fi was working so well.
jazmin C.
17:18 23 Oct 23
Rodrigo y David nos ayudaron de principio a fin y se aseguraron de contestar todas las preguntas que teníamos. Los recomiendo de corazón y volveremos a trabajar con ellos en la próxima casa que compremos.
Paula U.
21:40 17 Oct 23
Gracias Juan G y David por su asesoramiento y ayuda para poder concretar la compra de mi unidad! Todo fue muy simple y claro desde el comienzo.
Dorotea L.
15:04 17 Oct 23
Our experience with Danny Perez has been nothing short of PHENOMENAL. In a last-minute decision, we wanted to move our closing date up by two weeks, and Danny made it happen with absolute ease. The team is not only fantastic and responsive, but they also efficiently handle all queries and swiftly get everything organized. With Danny, what we anticipated to be a nerve-wracking experience turned out to be a breeze. A huge thank you to Danny and his team for their incredible assistance! We will undeniably come back for your top-notch services in the future!
Juan D. P.
14:28 17 Oct 23
Gracias Lending bankers por toda la ayuda, Excelente servicio y muy agradecido con David Otero y Gabriel quienes ayudaron a que todo el proceso fuera fácil y lograra la meta! 100% recomendados
Maurice
02:06 17 Oct 23
Thank you to David Otero and Gabriel Corriente for making the process as smooth as possible. I highly recommend working with them.
Leon Francois Properties L.
23:36 16 Oct 23
Everything was on schedule and on time. I highly recommend Dany he made our transaction as smooth as possible! Looking forward to working with Danny and the LB team again!
angela B.
16:42 16 Oct 23
Danny Perez was excellent, I highly recommended him.
Vanessa C.
16:33 16 Oct 23
I had the pleasure of working with Danny Perez. He is extremely helpful and professional. He answered all of questions throughout the process and made it so easy. Without hesitation, I would recommend their services to anyone seeking a mortgage professional.
Emmy R.
16:17 16 Oct 23
Danny was super helpful and easy to work with !
Juno P.
15:02 16 Oct 23
Danny Perez did a wonderful job with my clients and looking forward to working with again.
Obdulia S.
23:00 15 Oct 23
I am incredibly grateful to David Otero and Gabriel at Lending Bankers they have provided me with great assistance with my new mortgage. Their expertise, passion, and continuous support were critical in making the entire process run smoothly. They went above and above to ensure I understood every step and got the best possible offer. I definitely recommend David Otero and the team of Lending Bankers team to anyone in looking for a mortgage. Thank you so much for your exceptional service and professionalism throughout this process!
Paulina C.
00:14 16 Aug 23
I had the pleasure of working with Danny and David on a recent transaction. Their proactive approach, lightning-fast responses, and remarkable problem-solving abilities truly stood out. Without hesitation, I would recommend their services to anyone seeking a reliable and efficient mortgage professional.
Annia T
11:35 09 Aug 23
Lending Bankers is one of the Lending institutions you will not regret to work. All of them are very knowledgeable and helpful to make this stressful process better for their client. David Otero and Gabriel Corrente help me to find a good Mortgage for my transaction in 1 Week!! Amazing 👏!! Thanks a lot for all your assistance and for keep me posted in every step. I will recommend them 💯
Armando M.
14:09 08 Aug 23
Smooth process.Reliable.Assertive.Energy and intensity when it is needed.I will use them again for sure.
Michelle Coalla R.
18:29 01 Aug 23
Danny was great! Our client couldn't get funding from their lender last minute and Danny was able to close our client in less than a week! He really saved this deal. On top of that, he was so kind and always on top of everything to make sure we met the deadline.
Maximillian D.
17:59 01 Aug 23
Called Danny a week before closing and the man saved my deal and was professional all the way through can recommend
Jorge V.
21:00 27 Jul 23
GabrielTe estoy escribiendo para agradecerles con David por el trato que nos dieron en la ocasiónDel cierre de nuestra financiación para compra de departamento en el edificio Missoni BaiaNos sentimos muy a gusto les felicito y ojala mas adelante podamos hacer otro negocios.Muchas Gracias AbrazosJorge
Maria T.
21:03 22 Jul 23
Mariya and Gustavo are truly exceptional mortgage loan originators, and I cannot recommend them enough. Their commitment to providing top-notch service to their clients is second to none. Throughout my entire home buying process, they were patient, consistent, and always available to answer any questions I had. If you are looking for mortgage loan originators who are professional, knowledgeable, and simply the best, then look no further — they will not disappoint! Thanks so much again:)
Carlos R
18:52 20 Jul 23
Fantastic experience from Lending Bankers. From start to finish David and Rodrigo provided top notch service with their professionalism and attention to detail. 10/10!!!!
Andreina E.
00:06 20 Jul 23
Excellent and professional service, Danny and David have helped many of my clients obtain their home mortgages. I recommend them
Lucia Robles A.
13:52 17 Jul 23
David y Rodrigo nos dieron un servicio excepcional de principio a fin. Todo fue muy fácil y me sintieron sentir muy cómoda. Los recomiendo de corazón ya que son muy profesionales.
Luna A.
15:29 15 Jul 23
I would like to extend my sincere gratitude to Gustavo, Katherine and Mariya for the outstanding services they provided me during the purchase of my house. This is not the first time that Gustavo has assisted me in buying a property, and I can confidently say that he is an asset to the mortgage industry. His commitment to clients is truly remarkable. Despite the challenges that came up during the transaction, Gustavo and his team were always there to find quick solutions and work tirelessly towards a successful outcome. I have no hesitation in recommending them to anyone in need of a reliable mortgage professionals. Thank you!
jesus P.
14:11 10 Jul 23
Mariya & Gustavo, what I appreciate the most about you is your dedication to finding the best mortgage solution. Thank you for taking the time to understand my needs and goals, for working tirelessly, exploring all viable options until we've found the perfect fit. My sincerest gratitude to your expertise and knowledge, and yes! — we were able to secure an excellent interest rate, which ultimately led to a more favorable financial outcome for me.
One Luxury M.
19:16 06 Jul 23
I would highly recommend Pamela Borrero to anyone looking for a mortgage broker. Her expertise, professionalism and dedication to her clients make her a top choice in the industry. I am truly grateful for her assistance and the positive experience I had working with her.
Chris B.
19:10 05 Jul 23
Thank you guys for such a fast closing on the 2 acres I bought to develop my fourplex property. Nobody wanted to lend me the money without developer experience but you guys helped me partner up with the right GC that had all the necesary experience and now looking forward to the construction and the permanent loan after. Looking forward to many more developments in the near future.
Willy S.
19:45 04 Jul 23
Dear Lending Bankers team, I would like to thank you all for helping me purchase my multiunit investment property financing 85% of the purchase price with a great rate and record times, this was a very challenging transaction but you guys made miracles happen, will definitely recommend you to friends and family
Sam T.
02:51 04 Jul 23
David, thanks for helping me and my business partner acquire the space we needed. Your comparison analysis on payments, cash on cash returns and amazing fixed rate program helped us want to proceed on this deal and we're very happy we did. You are more than a financial advisor in the real estate arena, you have a great understanding on how to utilize real estate assets to build wealth and that's something I never before had help with. No realtor, or financial advisor I've encountered knew how to crunch the numbers and get the most value like you do. Forever gateful for your assistance and I will definitely refer my family and friends to you. Thanks again!
D A
16:44 03 Jul 23
As a foreign national taking on a mortgage for the first time in a different country, I felt apprehensive and concerned about navigating the process. However, my worries were alleviated thanks to the exceptional service provided by Gustavo and Mariya. Their in-depth knowledge of the mortgage industry, combined with their outstanding customer service, made my experience stress-free and seamless. I truly couldn't be more grateful for your guidance and expertise. Highly recommend - you guys are the best!
Duber B.
03:19 03 Jul 23
You guys always deliver, 4 years sending you all my clients and always finding a solution even to the most challenging cases, highly recommended to anyone looking for real professionals.
Alysia L.
23:46 28 Jun 23
I had an amazing and professional experience working with Mariya and Gustavo from Lending Bankers Mortgage! From the moment we began working together, they were very helpful and responsive to any questions or concerns my partner and myself had throughout our home buying experience. They are extremely knowledgable and made sure that we understood every step of the process so that we felt confident with our decisions. We were first time homebuyers (yes, we closed!), so it was great to have their support. We highly recommend them for anyone looking to finance in order to buy a home. Thanks to them and their team, we now have our amazing new home! Thank you Mariya and Gustavo!!
Ezequiel D.
04:16 28 Jun 23
Thanks Juan G. and David Otero for an excellent service. The loan process was very smooth and easy. They are in charge of my real estate portfolio. Highly recommended.
javier P.
17:50 27 Jun 23
I want to thank Danny Perez and David Otero for all their support, for their kindness and for being a great and very professional work team. Thanks for everything
G N
17:41 27 Jun 23
I would like to thank directly to Danny Perez and David Otero for their professionalism and support! It’s definitely a pleasure working with both of you, thanks again.
Gaetano Alessi J.
17:26 27 Jun 23
Im having an excellent experience working with Danny and his team! They’re helping me find and secure a mortgage that fits my budget. The staff is knowledgeable and responsive throughout the entire process, always answering my questions and addressing any concerns I have. They truly go above and beyond to ensure everything will go smoothly and I feel confident in my decision. I highly recommend them for anyone looking to buy a home or commercial property to secure financing. Looking forward to it, Thank You!
jessika P.
16:38 27 Jun 23
The best David Otero and Danny Pérez, reliable, safe and above all very efficient.
Michael L.
14:24 27 Jun 23
Amazing customer service attention to detail, highly recommend.
Manolo E.
13:20 27 Jun 23
Excellent service! Definitely will recommend Danny Perez and David otero to my friends and clients🙌🏼
Vladimir L. J.
13:04 27 Jun 23
I had the pleasure to work with Danny Perez and David Otero on my first real estate transaction. Let me tell you you I never felt more comfortable in my life until I rusted them to handle the mortgage of my property. They were super knowledgeable and easy to work with throughout the whole process from A to Z. I couldn’t be more grateful amd appreciated to them both. Thank you 🙏 for the amazing experience. You guys rock
Maz M.
13:00 27 Jun 23
Danny is incredible. Extremely passionate and gets the job done. Highly recommend him and his team.
Nicolas P.
12:59 27 Jun 23
Danny Perez and David Otero are great to trust and work 🔏😎
Idania B.
23:59 26 Jun 23
I owe a huge debt of gratitude to David Otero, Gabriel, and the entire Lending Bankers staff for their outstanding assistance and persistent focus during the loan application process. Although buying my first investment property in Miami as a foreigner looked intimidating, their knowledge and direction made the process easy. Their attention and expertise went above and beyond my expectations, ensuring that all of my concerns were swiftly addressed. In receiving the financing for my property, David's knowledge as a mortgage broker and Gabriel's assistance were crucial. They come highly recommended by me to anyone looking for a trustworthy business. I'd want to express my gratitude to David Otero, Gabriel, and the Lending Bankers team for realizing my dream of owning a Miami investment property.
Ybrahim G.
14:54 26 Jun 23
The great thing about working with Nathaly V and Gabriel was how they can LISTEN first to my needs and ideas, and then using their experience and network to provide me with multiple options, analysis, recommendations and save me TIME on the process of getting my investment property mortgage. Transparent and timely communication was impressive and how smooth the process was from beginning to closing. Fully recommended for getting a great deal and peace of mind in your investment.
gabriela V.
21:44 02 Jun 23
Gracias Juan Grieben!!! Me ayudaste desde el principio hasta el final a lograr el prestamo de construccion para mi empresa. Siempre fuiste muy claro y sincero. Eres ademas muy organizado y fue facil el camino con tu ayuda. Lending Bankers Mortgage es un aliado increible para mi y mi negocio.
Graciela R.
23:40 20 Apr 23
Durante todo el proceso, desde la evaluación inicial del caso hasta el cierre final, el apoyo recibido ha sido excelente. El trato ha sido profesional, siempre presentes para aclarar las dudas y obtener la guía necesaria para reunir con éxito los recaudos necesarios. Definitivamente Nathaly y Gabriel son los mejores en el área, altamente recomendados!
Melissa A.
14:35 01 Apr 23
Strong follow from the beginning with Danny Peréz was our agent plus David Otero focus in the other points on the transaction. Looking for to our next property deal. Thanks guys !
Luke F.
23:43 31 Mar 23
Danny has done a brilliant job. Hard working, always available and super efficient. Great experience and made the whole process super easy. Would reccomend!
Cheri S.
20:29 28 Mar 23
Working with Danny Perez was the best thing i could ever done. I am a widow and I was left to manage multiple properties when I lost my husband I had to use hard money lenders and my portfolio was really being drained by unfavorable loans. Danny perez fought to understand and manage ever aspect of my portfolio. I would text him at 5 am in the morning and on weekends he relentlessly facilitated my new mortgages. He is a man who lives by his word and fought to get me the lowest rates and safest mortgages as a family member would.I can’t speak highly enough about him. There are few lenders who would work the long and tedious tasks that he endured to help me.I hope one day I can repay him He is incredible in passion and his expertise is beyond any executive mortgage brokerCheri Surloff Phd Psyd
leslie R.
20:15 28 Mar 23
We had a great experience working with Danny Perez.He is very experienced in the negotiations and very meticulous with his paperwork.He can be reached 24/7 and never gives up until he has reached his goal. I look forward to working with Danny on many more investments.Absolute professional in everyway.RegardsLes. RANCE
Mauricio S.
21:45 28 Feb 23
Gabriel Corrente , de Lending Bankers , ha sido el profesional que hemos encontrado , desde nuestra llegada a los Estados Unidos, que mejor trato, mejor información, mejores opciones nos brindo durante nuestra financiación para la compra de vivienda. Como Latino , estamos acostumbrados a tener una relación cercana con quien nos va a dar o tramitar un crédito . Fuimos a muchos bancos y todos fueron muy impersonales , la diferencia estuvo en Gabriel Corrennte y Lending Bankers ya que nos llevo de la mano durante todo el proceso y nos dió la orientación necesaria para poder cumplir con todos y cada uno de los requisitos y tramite .Gracias Gabriel, Gracias Lending Bankers por se nuestro nuevos mejores amigos y asistente para créditos.MAURICIO Y MARIA DEL ROSARIO
Boris M.
14:45 24 Jan 23
Incredible, great opportunities, with Mr. Juan Grieben, if you want to buy a property, this is the right place
Franki Luis Reyes N.
16:18 19 Jan 23
Son muy eficientes y buenas trabajadoras Ana, Maria y Claudia
Marieva L.
15:11 19 Jan 23
Efficiency and responsibility. Ana, Claudia y María they advise the client very well.
ESTEFANY G.
15:11 19 Jan 23
Un explendido y excelente servicio de Ana, María y Claudia
michell N.
15:05 19 Jan 23
Excelente servicio y atención de parte de claudia, Ana y Maria
Licensed by the Florida Office of Financial Regulation Mortgage Broker #MBR352, NMLS #383682
Map
Lending Bankers Mortgage LLC is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.
Copyright © 2004-2024 –Lending Bankers Mortgage LLC. All rights Reserved