How Can You Apply for a Home Loan Without a W-2 or Tax Return?

June 14, 2019 by Lending Bankers

Do you own your own business, work as a freelancer, or make most of your money through investments? If so, you may scratch your head at the traditional loan application paperwork requirements. How are you supposed to prove your income if you do not have a W-2? And what if your tax return isn’t an […]

Steps to Take Before Applying for a Stated Income Loan

February 19, 2019 by Lending Bankers

Over the past few years, stated income loans have become popular both in Florida and throughout the country. Stated income loans allow you to apply without providing a W-2 or tax returns to prove your income. You are taken “at your word,” though you typically need to show your income through bank statements. Who uses […]

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Kaysser K.

13:12 26 Mar 21

After reaching out to my personal bank and feeling like they were ignoring me, I reached out to LBM and spoke to Claudia.The difference was night and day.Not only did she guide me through every... step, she was always available, and went above and beyond to help my wife and I secure a mortgage to buy our first home.Rest assured that she will keep you on track, and keep your best interests in every decision you make during the home buying process.read more

Cathy R.

23:44 23 Mar 21

I had the best experience buying my first home. The closing took less than 20 days ,and expectations were surpass since the beginning . They have a team extremely professional and organized ,... Claudia guided me step by step on the whole real estate and mortgage process. I am extremely satisfied and very happy with the results . I am sure I will enjoy my new home with my son . 🙏☀️🤩🏡🏡🏡🏡🏡🔑🔑🔑🔑🪑🪑👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻read more

Christopher B.

17:22 28 Feb 21

After a disaster of an experience with a major internet-driven mortgage company, I called Lending Bankers and spoke with David, who was refreshingly knowledgeable. I decided to work with himDavid... was able to tell me what he thought they could do, what would be required, how long it would take, and he and Gabriel were highly professional and responsive throughout the process.In the end, they delivered on exactly what they said they would, we closed quickly, and secured a rate that was better than what I had been quoted elsewhere. David got me out of a bind and delivered a great result.I am grateful and can't thank them enough. I would highly recommend Lending Bankers to anyone who wants to work with people who are trustworthy and competent.read more

Javier L.

14:18 11 Feb 21

As a self employed person, it’s not easy and straightforward to obtain a home mortgage but after being referred to Claudia at Lending Bankers, I found the right professional that guided me through... the process to find a suitable lender that would work with individuals with my employment profile. She and her team give you the facts and appropriate options to consider and therefore I felt at ease knowing I had an expert guiding me through the process. My family and I know have a dream home thanks to Lending Bankers. I highly recommend!read more

Alessandro R.

20:50 06 Feb 21

As foreign national I’ve tried with another broker but after almost a year without getting nothing I’ve met Claudia Castano of Lending Bankers Mortgage and in 30 days I’ve got the cash out of my... property. She took care of everything. Very professional, efficient and quick. I highly recommend Claudia to anybody needs a mortgage.read more

Kasta Y R.

03:01 05 Feb 21

Our law office, as Closing Agent, has handled several transactions for Claudia Castaño’s clients and all her clients have been extremely satisfied with her professional service and guidance. Her... extensive knowledge of the mortgage process and her constant communication throughout the transaction make her clients have a satisfying experience when refinancing or buying a property. We deal with several mortgage brokers in our office and Claudia is at the top of the list of the very best. We highly recommend her for all your mortgage needs.read more

Jorge del C.

20:21 11 Jan 21

It was great to have the opportunity of working with Claudia from the team, great experience, fast and sharp.

N A.

06:21 07 Jan 21

I would definitely recommend Claudia Castaño at Lending Bankers Mortgage. Claudia maintained a professional communication throughout the transaction along with constant updates. The first time... homebuyer was elated with the smooth and efficient Service. It was truly a positive experience.read more

Katrina R.

15:31 14 Dec 20

Claudia Castano is the best mortgage broker I have ever dealt with. She is completely transparent and works towards your best interest no matter the type of transaction. I have done both a business... and personal loan and both times I have been completely satisfied. She was very knowledgeable and knew the requirements that would be needed for my loan ahead of time. This made it super simple to get my affairs in order first and then present a strong loan application which made the process that much more efficient and quick! She was also extremely responsive and flexible with her schedule. Would definitely recommend!read more

Cedric S.

21:56 01 Dec 20

Claudia is absolutely amazing.... Extremely knowledgeable and so responsive. I absolutely recommend her!

Lending Bankers Mortgage LLC is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.