Stated Income Loans

Commercial and residential buyers looking to apply for a loan in Miami without furnishing paperwork such as a W-2 can apply for a stated income loan through Lending Bankers Mortgage.

Through our company, you can also apply for a bank statement loan in Miami. This allows you to document your income by providing us with personal or business bank statements for the last 12 to 24 months.

Advantages of Stated Income Loans

Apply for a loan without providing a W-2, pay stubs, tax returns, or other documents which might be requested when applying through the traditional lending process.

Save time. When you do not have to hunt for paperwork, the entire loan application process is faster.

Enjoy a personalized approach. When mortgage companies look at your W-2 to determine whether you qualify for a loan, they are using an established set of predetermined benchmarks.

With the stated income method, Lending Bankers Mortgage LLC is taking a broader, more comprehensive look at your qualifications and is giving your application the individualized attention it deserves.

Is a Miami Stated Income Loan Right for You?

A stated income loan can speed up and simplify the mortgage application process significantly.
Here are a few situations where one might be ideal:

  • When you work for yourself
    Miami stated income loans for self-employed individuals allow business owners and freelancers to apply for a mortgage without a W-2.
  • When you are between jobs
    Say for example you have just moved to Miami to begin work at a new company, but your start date is still a few weeks in the future. In this situation, you would also lack the traditional paperwork. You shouldn’t have to wait to apply for a mortgage, and with Lending Bankers Mortgage LLC, you do not have to.
  • When your debt-to-income ratio does not tell the full story
    This is common with real estate investors, who may have significant debts but still be financially viable.
Miami Stated Income at Lending Bankers Mortgage

Apply for a Stated Income Loan in Miami, FL Now

If you are ready to apply for a Miami loan with no income verification, please contact Lending Bankers Mortgage today at (786) 220-1100. Whatever your situation, we make it fast and easy for you to apply for a commercial or residential loan without a traditional income check. We look forward to working with you soon.

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