Stated Income Loans

Commercial and residential buyers looking to apply for a loan in Miami without furnishing paperwork such as a W-2 can apply for a stated income loan through Lending Bankers Mortgage.

Through our company, you can also apply for a bank statement loan in Miami. This allows you to document your income by providing us with personal or business bank statements for the last 12 to 24 months.

Advantages of Stated Income Loans

Apply for a loan without providing a W-2, pay stubs, tax returns, or other documents which might be requested when applying through the traditional lending process.

Save time. When you do not have to hunt for paperwork, the entire loan application process is faster.

Enjoy a personalized approach. When mortgage companies look at your W-2 to determine whether you qualify for a loan, they are using an established set of predetermined benchmarks.

With the stated income method, Lending Bankers Mortgage LLC is taking a broader, more comprehensive look at your qualifications and is giving your application the individualized attention it deserves.

Is a Miami Stated Income Loan Right for You?

A stated income loan can speed up and simplify the mortgage application process significantly.
Here are a few situations where one might be ideal:

  • When you work for yourself
    Miami stated income loans for self-employed individuals allow business owners and freelancers to apply for a mortgage without a W-2.
  • When you are between jobs
    Say for example you have just moved to Miami to begin work at a new company, but your start date is still a few weeks in the future. In this situation, you would also lack the traditional paperwork. You shouldn’t have to wait to apply for a mortgage, and with Lending Bankers Mortgage LLC, you do not have to.
  • When your debt-to-income ratio does not tell the full story
    This is common with real estate investors, who may have significant debts but still be financially viable.
Miami Stated Income at Lending Bankers Mortgage

Apply for a Stated Income Loan in Miami, FL Now

If you are ready to apply for a Miami loan with no income verification, please contact Lending Bankers Mortgage today at (786) 220-1100. Whatever your situation, we make it fast and easy for you to apply for a commercial or residential loan without a traditional income check. We look forward to working with you soon.

ARMET ING
ARMET I.
23:09 15 Jul 21
David and Ricardo did a very good job, during the purchase of my properties, providing me with support during the purchase process. Thank you so much.
Jessica Michels
Jessica M.
01:24 15 Jul 21
Claudia helped us all the way thru the process on buying our home. We couldn’t have chosen a better professional for this job. She was always available and responding to our questions without any... delayed. I will recommend Claudia as a excellent mortgage broker.read more
Ana Paula Hensel
Ana Paula H.
19:47 22 Jun 21
David is an extremely competent and committed person, he conducted the entire process with great competence. Helped a lot in all situations, with a lot of patience and promptness.
Sergio Garin
Sergio G.
18:50 22 Jun 21
Realmente muy contento con todo el asesoramiento, de David C, que me entrego durante todo el proceso ,Disponibilidad las 24 hrs del día . Es la segunda Hipoteca que tomamos y lo volvimos a elegir... por la confianza y eficiencia que ha demostrado amplios conocimientos profesionales y gentileza en todo momento para resolver las dudas que se me presentaban, a cualquier hora del dia . Recomiendo de todas maneras su asesoramiento para comprar una tercera propiedad. fueron tiempos muy dificiles en la pandemia , porque tuvimos que cerrar en Paris y Chile, porque mi hijo se encontraba en diferentes lugares logrando los objetivos en un 100 porcientoread more
Rodolfo Villafuerte
Rodolfo V.
14:46 22 Jun 21
We had great advised and conditions with our condo mortgage. The mortgage has approved with a high percentage of financing rate.
Landon Scott
Landon S.
15:35 21 Jun 21
David Comisso is the lender you want to work with, he's very knowledgeable and is a master at compiling a file. No matter how complicated the case, David makes it happen.
Angel Bracho
Angel B.
01:41 19 Jun 21
Excellent service provided by David C. My client was able to close within 30 days. Looking forward to work with him for my next transaction.
Francisco Raddatz
Francisco R.
21:12 18 Jun 21
Thanks David and team for all the support to get my mortgage in the US. I was able to do everything remotelly and quickly. I always counted with a transparent profesional guidance that made me feel... confident all time.read more
Lia Souza
Lia S.
00:11 17 Jun 21
Claudia just helped me buy my first property in Miami without delays.She made the whole process really easy, and walked me through everything.She was always available to answer my questions.... Everything was easy and very professional.I recommend lending bankers mortgage and Claudia to anyone wanting to purchase a property here.read more
Talía Brigneti
Talía B.
23:50 15 Jun 21
I recently closed my first property with the immense help and guidance of David C— from the first day I reached out until the day we closed he was extremely responsive to every one of my of intricate... questions and took as much time as was necessary to thoroughly explain each step in the process. Even when matters got complicated with the deal, David worked out alternatives to solve the different issues and make sure we stayed on track with our closing timelines (and we closed even sooner than what we anticipated!). Highly recommend anyone to work with David if you have the opportunity!read more
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