Stated Income Loans

Commercial and residential buyers looking to apply for a loan in Miami without furnishing paperwork such as a W-2 can apply for a stated income loan through Lending Bankers Mortgage.

Through our company, you can also apply for a bank statement loan in Miami. This allows you to document your income by providing us with personal or business bank statements for the last 12 to 24 months.

Advantages of Stated Income Loans

Apply for a loan without providing a W-2, pay stubs, tax returns, or other documents which might be requested when applying through the traditional lending process.

Save time. When you do not have to hunt for paperwork, the entire loan application process is faster.

Enjoy a personalized approach. When mortgage companies look at your W-2 to determine whether you qualify for a loan, they are using an established set of predetermined benchmarks.

With the stated income method, Lending Bankers Mortgage LLC is taking a broader, more comprehensive look at your qualifications and is giving your application the individualized attention it deserves.

Is a Miami Stated Income Loan Right for You?

A stated income loan can speed up and simplify the mortgage application process significantly.
Here are a few situations where one might be ideal:

  • When you work for yourself
    Miami stated income loans for self-employed individuals allow business owners and freelancers to apply for a mortgage without a W-2.
  • When you are between jobs
    Say for example you have just moved to Miami to begin work at a new company, but your start date is still a few weeks in the future. In this situation, you would also lack the traditional paperwork. You shouldn’t have to wait to apply for a mortgage, and with Lending Bankers Mortgage LLC, you do not have to.
  • When your debt-to-income ratio does not tell the full story
    This is common with real estate investors, who may have significant debts but still be financially viable.
Miami Stated Income at Lending Bankers Mortgage

Apply for a Stated Income Loan in Miami, FL Now

If you are ready to apply for a Miami loan with no income verification, please contact Lending Bankers Mortgage today at (786) 220-1100. Whatever your situation, we make it fast and easy for you to apply for a commercial or residential loan without a traditional income check. We look forward to working with you soon.

Lizzy Spaccarotella
Lizzy Spaccarotella
22:12 13 Aug 19
I had the best experience working with Claudia Castano, she was the loan officer and our office acted as the closing agent on a transaction. We really work as a team, she made the process easy and we closed the transaction on time as she promised. The buyer was super happy. We look forward to work with Claudia again!read more
Erika Spaccarotella
Erika Spaccarotella
23:34 12 Aug 19
I finally got my dream home thanks to Claudia Castano from Lending Bankers. I thought I’ll never get a loan but she helped me with the all process, THANK YOU CLAUDIA for all ur help! You are the best!read more
Merlin Friesen
Merlin Friesen
01:44 26 May 19
We had a great experience working with Gustavo and Lending Bankers. They provided a good no pressure approach and were very focused on providing what we wanted.Highly recommended !
Avisha Kassir
Avisha Kassir
15:41 04 Apr 19
Alex helped me purchase my first investment multifamily in Miami and very thankful for the awesome service I received! Super easy to work with, efficient and helped every step of the way and even came to closing which was awesome!! Highly recommend Alex! Can't wait to purchase my next 2 unit!!read more
Fiorella Mazzei
Fiorella Mazzei
16:37 16 Mar 19
Mr David of Lending Bankers Mortgage helped me to get a loan. He was such a professional advisor, always available to answer my questions and always clear and patient. I am not an US citizen and I was worry about the loan, but thanks to him and his staff everything was fine. Thank you Lending Bankers!read more
sanja
sanja
18:35 21 Feb 19
I dont have words to discribe our amazing experience with Gustavo, that is part of this company. So professional, so responsive, so full with knowledge and always there when we needed. I can not be thankful enough to Gustavo for everything he did and for the smoothest closing ever. Thank you Gustavo for everything. You are the best read more
Aldo Enderica
Aldo Enderica
15:47 04 Jan 19
Amazing team! Had a great experience working with them on a hard to place loan. They never let their foot off the pedal and kept going until the end and as a result had an extremely smooth closing.
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