Stated Income Loans

Commercial and residential buyers looking to apply for a loan in Miami without furnishing paperwork such as a W-2 can apply for a stated income loan through Lending Bankers Mortgage.

Through our company, you can also apply for a bank statement loan in Miami. This allows you to document your income by providing us with personal or business bank statements for the last 12 to 24 months.

Advantages of Stated Income Loans

Apply for a loan without providing a W-2, pay stubs, tax returns, or other documents which might be requested when applying through the traditional lending process.

Save time. When you do not have to hunt for paperwork, the entire loan application process is faster.

Enjoy a personalized approach. When mortgage companies look at your W-2 to determine whether you qualify for a loan, they are using an established set of predetermined benchmarks.

With the stated income method, Lending Bankers Mortgage LLC is taking a broader, more comprehensive look at your qualifications and is giving your application the individualized attention it deserves.

Is a Miami Stated Income Loan Right for You?

A stated income loan can speed up and simplify the mortgage application process significantly.
Here are a few situations where one might be ideal:

  • When you work for yourself
    Miami stated income loans for self-employed individuals allow business owners and freelancers to apply for a mortgage without a W-2.
  • When you are between jobs
    Say for example you have just moved to Miami to begin work at a new company, but your start date is still a few weeks in the future. In this situation, you would also lack the traditional paperwork. You shouldn’t have to wait to apply for a mortgage, and with Lending Bankers Mortgage LLC, you do not have to.
  • When your debt-to-income ratio does not tell the full story
    This is common with real estate investors, who may have significant debts but still be financially viable.
Miami Stated Income at Lending Bankers Mortgage

Apply for a Stated Income Loan in Miami, FL Now

If you are ready to apply for a Miami loan with no income verification, please contact Lending Bankers Mortgage today at (786) 220-1100. Whatever your situation, we make it fast and easy for you to apply for a commercial or residential loan without a traditional income check. We look forward to working with you soon.

Andressa Della
Andressa D.
18:32 25 Apr 21
Muito obrigada David pelo excelente serviço pra ajudar meu pais em sua nova casa de férias, terei imenso prazer em recomendar ao parentes e amigos
Jesus Hinojosa
Jesus H.
17:21 22 Apr 21
Claudia is one of the best loan officers in south Florida. I've had the privilege of working with her for over a year now and have been blown away by her professionalism and attention to detail. ... She's one of the best brokers in south Florida and shes consistently providing the best experience for her clients. If you want the best mortgage experience make sure to call Claudia!read more
tammy ryan
tammy R.
15:29 16 Apr 21
Claudia saved the day! Our sale was about to bust with another lender. She took it over and got it closed for us in record time! She worked very hard on our behalf. She is amazing!
Kaysser Kayyali
Kaysser K.
13:12 26 Mar 21
After reaching out to my personal bank and feeling like they were ignoring me, I reached out to LBM and spoke to Claudia.The difference was night and day.Not only did she guide me through every... step, she was always available, and went above and beyond to help my wife and I secure a mortgage to buy our first home.Rest assured that she will keep you on track, and keep your best interests in every decision you make during the home buying process.read more
Cathy Rincon
Cathy R.
23:44 23 Mar 21
I had the best experience buying my first home. The closing took less than 20 days ,and expectations were surpass since the beginning . They have a team extremely professional and organized ,... Claudia guided me step by step on the whole real estate and mortgage process. I am extremely satisfied and very happy with the results . I am sure I will enjoy my new home with my son . 🙏☀️🤩🏡🏡🏡🏡🏡🔑🔑🔑🔑🪑🪑👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻read more
Christopher Buckingham
Christopher B.
17:22 28 Feb 21
After a disaster of an experience with a major internet-driven mortgage company, I called Lending Bankers and spoke with David, who was refreshingly knowledgeable. I decided to work with himDavid... was able to tell me what he thought they could do, what would be required, how long it would take, and he and Gabriel were highly professional and responsive throughout the process.In the end, they delivered on exactly what they said they would, we closed quickly, and secured a rate that was better than what I had been quoted elsewhere. David got me out of a bind and delivered a great result.I am grateful and can't thank them enough. I would highly recommend Lending Bankers to anyone who wants to work with people who are trustworthy and competent.read more
Javier Lozada
Javier L.
14:18 11 Feb 21
As a self employed person, it’s not easy and straightforward to obtain a home mortgage but after being referred to Claudia at Lending Bankers, I found the right professional that guided me through... the process to find a suitable lender that would work with individuals with my employment profile. She and her team give you the facts and appropriate options to consider and therefore I felt at ease knowing I had an expert guiding me through the process. My family and I know have a dream home thanks to Lending Bankers. I highly recommend!read more
Alessandro Russo
Alessandro R.
20:50 06 Feb 21
As foreign national I’ve tried with another broker but after almost a year without getting nothing I’ve met Claudia Castano of Lending Bankers Mortgage and in 30 days I’ve got the cash out of my... property. She took care of everything. Very professional, efficient and quick. I highly recommend Claudia to anybody needs a mortgage.read more
Kasta Y Rodriguez-Varela
Kasta Y R.
03:01 05 Feb 21
Our law office, as Closing Agent, has handled several transactions for Claudia Castaño’s clients and all her clients have been extremely satisfied with her professional service and guidance. Her... extensive knowledge of the mortgage process and her constant communication throughout the transaction make her clients have a satisfying experience when refinancing or buying a property. We deal with several mortgage brokers in our office and Claudia is at the top of the list of the very best. We highly recommend her for all your mortgage needs.read more
Jorge del Castillo
Jorge del C.
20:21 11 Jan 21
It was great to have the opportunity of working with Claudia from the team, great experience, fast and sharp.
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